Rowan County property record for 123 E Main St, Morehead, KY 40351 · Last verified November 2025
| Property Type | Other > Exempt (Full or Partial) |
|---|---|
| Occupancy | Owner Occupied |
| Primary APN | 080-20 17 003.00 |
|---|
| Street Address | 123 E MAIN ST |
|---|---|
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1617 |
| Property Usage | Other Property Usage |
| Type | Other > Exempt (Full or Partial) |
| Legal Description | BLDG & LOT AND MAP # 80-20 17 004.00 CHURCH BLDG |
| Legal Lot Number | 2-80 |
| Jurisdiction | ROWAN KY |
| Minor Civil Division | MOREHEAD |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 950202 |
Source: Rowan County records · APN 080-20 17 003.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 123 E MAIN ST, MOREHEAD, KY 40351-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 123 E MAIN ST, MOREHEAD, KY 40351-1617 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | A408/016 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | A408/016 |
| Instrument | 2000672 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MOREHEAD, KY 40351 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 26, 2034 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2025 | Additional exemption filed |
| 2023 | Additional exemption filed |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Downtown Morehead Historic District listed 2022 · 53 contributing resources · NRIS 100006264 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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