Merrimack County and Bradford Town property record for 123 E Main St, Bradford, NH 03221
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 7 bd · 4 ba · 3,221 sqft · built 1900 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Jun 2026) |
| Tax Bill | $8,803 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BRAD M:17 L:57 S |
| Primary APN | BRAD M:17 L:57 S |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Units | 4 Units |
| Stories | 2 Stories |
| Building Area | 3,221 sqft Living Area |
| Gross Area | 6,372 sqft |
| 1st Floor Area | 1,098 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | BRAD M:00017 L:000057 S:000000 |
|---|---|
| Street Address | 123 E MAIN ST |
| City | BRADFORD |
| State | NH |
| Zip | 03221-3501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RES/BU |
| Legal Lot Number | 57 |
| Jurisdiction | BRADFORD TOWN NH |
| Township / Civil Division | BRADFORD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40501 |
123 E Main St, a residential property, is owned by an individual who bought it in June 2026.
Source: Merrimack County and Bradford Town records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 S POLICY ST, SALEM, NH 03079-2901 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Jun 9, 2026 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATE MARYS BANK |
| Mar 24, 2023 | Warranty Deed, Transfer |
| Feb 27, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CTRL PENN CAP MGMT LL |
| Mar 12, 2018 | Warranty Deed, Transfer · Line of Credit FRANKLIN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Prior Sale | Mar 24, 2023 · Amount on File |
| Deed Book / Page | 3932 / 1631 |
| Prior Transfer Date | Feb 24, 2023 |
| Prior Transfer Doc | 0000002386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD TOWN NH |
| Property Address | 123 E MAIN ST, BRADFORD, NH 03221-3501 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016005 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 3842/25 |
| Instrument | 202300016005 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD TOWN NH |
| Recording Date | Jun 9, 2026 |
| Property Address | 123 E MAIN ST, BRADFORD, NH 03221-3501 |
| Document Number | 0000009132 |
| Book / Page | 3932 / 1631 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20269132 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 S POLICY ST, SALEM, NH 03079-2901 |
| Date | Jun 9, 2026 |
|---|
| Name | STATE MARYS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD TOWN NH |
| Recording Date | Mar 24, 2023 |
| Property Address | 123 E MAIN ST, BRADFORD, NH 03221-3501 |
| Document Number | 0000003610 |
| Book / Page | 3821 / 1021 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 202300003610 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRADFORD TOWN NH |
| Recording Date | Feb 27, 2023 |
| Property Address | 123 E MAIN ST, BRADFORD, NH 03221-3501 |
| Document Number | 0000002386 |
| Book / Page | 3819 / 1162 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 202300002386 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 35, ANDOVER, NH 03216-0035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD TOWN NH |
| Recording Date | Feb 27, 2023 |
| Property Address | 123 E MAIN ST, BRADFORD, NH 03221-3501 |
| Document Number | 0000002387 |
| Book / Page | 3819 / 1165 |
| Instrument Date | Feb 24, 2023 |
| Instrument | 202300002387 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4236, ANDOVER, MA 01810-0814 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002388 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 202300002388 |
| Name | CTRL PENN CAP MGMT LL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD TOWN NH |
| Recording Date | Mar 12, 2018 |
| Property Address | 123 E MAIN ST, BRADFORD, NH 03221-3501 |
| Document Number | 0035872761 |
| Book / Page | 003587 / 002761 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 3732 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,487.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 LAWRENCE ST ANDOVER NH 032163615, ANDOVER, NH 03216-3615 |
| Document Number | 35872763 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 003587/002763 |
| Instrument | 3733 |
| Name | FRANKLIN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | FRANKLIN, NH 03235 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 11, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 123 E Main St was $8,803, up 7.4% from the year before.
Source: Merrimack County and Bradford Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| County Subdivision | Bradford Town |
| Unified School District | Kearsarge Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,803.00 (+7.38%) | $521,200 (-) Land $153,200 Building $368,000 |
| 2024 | $8,198.00 | $521,200 Land $153,200 Building $368,000 |
| 2022 | $6,624.00 | $268,300 Land $70,200 Building $198,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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