123 E Jackson St, Washington, IA 52353 Property Records

Washington County property record for 123 E Jackson St, Washington, IA 52353

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,732 sqft · built 1911
Lot Size	0.255 acres (11,088 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (May 2017)
Tax Bill	$3,504 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Dec 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-20-131-007`

Property Details

APN / Parcel Number

Primary APN	`11-20-131-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,732 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	420 sqft
Unfinished Basement	840 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Metal
Lot Area	11,088 sqft (0.255 acres)
Lot Dimensions	132 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Deck Area	224 sqft
Patio Area	95 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	123 E JACKSON ST
City	WASHINGTON
State	IA
Zip	52353-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 WILSONS ADD LOT 1 & N 44 FT OF E 78 FT LOT 3 OL
Legal Subdivision	WILSONS ADD
Legal Block	131
Legal Lot Number	1,3
Jurisdiction	WASHINGTON IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2021
Census Tract	960400

Owner

123 E Jackson St is owned and occupied by two individuals who bought it in May 2017.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO
Dec 11, 2017	Deed of Trust, Mortgage · ARM HILLS BANK AND TRUST CO
May 5, 2017	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO
Dec 11, 2017	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HILLS BANK AND TRUST CO
May 3, 2017	Warranty Deed, Transfer · ARM HILLS BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2017 · Amount on File
Deed Sale	May 3, 2017 · Amount on File
Deed Document Number	20171568
Deed Book / Page	2017 / 1568
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3704
Date	Oct 12, 2017
Book Page	2017/3704
Instrument	2017-3704

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/4387
Date	Dec 11, 2017
Book Page	2017/4387
Instrument	2017-4387

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	3
Max Rate	10.3%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1598
Date	May 5, 2017
Book Page	2017/1598
Instrument	2017-1598

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON IA
Property Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/4388
Date	Dec 11, 2017
Book Page	2017/4388
Instrument	2017-4388

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON IA
Recording Date	May 3, 2017
Property Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455
Document Number	02017/1568
Book / Page	2017 / 1568
Map Reference	PL 4 PG 516
Instrument Date	May 1, 2017
Instrument	2017-1568
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 E JACKSON ST, WASHINGTON, IA 52353-1455

Mortgage

Document Number	02017/1569
Date	May 3, 2017
Book Page	2017/1569
Instrument	2017-1569

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Jackson St was $3,504, up 18.9% from the year before.

Source: Washington County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Washington County
Municipality	Washington City
Unified School District	Washington Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,100 (-) Land $21,800 Building $159,300	$181,100 (-) Land $21,800 Building $159,300
2025	$3,504.00 (+18.86%)	$181,100 Land $21,800 Building $159,300	$181,100 Land $21,800 Building $159,300
2024	$2,948.00
2023		$139,100 (+25.88%) Land $21,800 Building $117,300	$139,100 Land $21,800 Building $117,300
2022	$2,664.00	$110,500 Land $21,800 Building $88,700
2021			$110,500 Land $21,800 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 E Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 123 E Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON WATER DEPARTMENT serves 7,362 people · EPA ID IA9271068
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Kalona Cooperative Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Jackson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures