Winchester City property record for 123 E Germain St, Winchester, VA 22601
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,736 sqft · built 1930 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,832 (2026) |
| Deeds & Mortgages | Mar 2019 Mortgage Jan 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-01-H-17B |
| Primary APN | 213-01-H-17B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,426 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 122 ft deep x 32.7 ft wide |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4813 |
|---|---|
| Street Address | 123 E GERMAIN ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4629 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | HR1 |
| Legal Description | S S 123-125 EAST GERMAIN STREET |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 301 |
Source: Winchester City records · APN 213-01-H-17B
Assessment roll updated June 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2854, WINCHESTER, VA 22604-2054 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Jan 13, 2009 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 123 E GERMAIN ST, WINCHESTER, VA 22601-4629 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0190000473 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 190000473 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Property Address | 123 E GERMAIN ST, WINCHESTER, VA 22601-4629 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0090000099 |
|---|---|
| Date | Jan 13, 2009 |
| Instrument | 090000099 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 13, 2014 |
| Rate | 6.75% |
|---|
Source: Winchester City records · Assessment roll updated June 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,832.00 | $230,400 (+13.33%) Land $35,000 Building $195,400 | |
| 2025 | $1,832.00 (+8.6%) | $230,400 (+13.33%) Land $35,000 Building $195,400 | |
| 2023 | $1,687.00 (+22.69%) | $203,300 Land $35,000 Building $168,300 | $203,300 Land $35,000 Building $168,300 |
| 2022 | $1,375.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Winchester Historic District (Boundary Increase III) listed 2016 · 390 contributing resources · NRIS 15000963 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 648 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FREDERICK WATER serves 46,206 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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