123 E Elm St, Independence, MO 64050 Property Records

Jackson County property record for 123 E Elm St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,225 sqft · built 1920
Lot Size	0.18 acres (7,825 sqft)
Owner	Company Name on Record
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-230-44-07`

Property Details

APN / Parcel Number

Primary APN	`26-230-44-07`
Alternative APNs	`26-230-44-07-00-0-00-000` `26230440700000001` `776720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,825 sqft (0.18 acres)
Lot Dimensions	156 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	776720
Street Address	123 E ELM ST
City	INDEPENDENCE
State	MO
Zip	64050-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARNHILLS SUB---W 46.4 OF LOT 3 & E 4 OF LOT 4
Legal Subdivision	BARNHILLS SUB
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3022
Census Tract	11601

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1190 N JUDD PL, CHANDLER, AZ 85226-8703
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK
Apr 5, 2022	Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE NATIONWIDE INC
May 6, 2021	Deed of Trust, Mortgage PS FUNDING INC
Nov 2, 2020	Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE NATIONWIDE INC
Oct 26, 2020	Warranty Deed, Transfer CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022
Deed Sale	Apr 5, 2022
Prior Sale	Oct 26, 2020
Deed Document Number	202232376
Prior Transfer Date	Jan 18, 2005
Prior Transfer Doc	0000I04480
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	123 E ELM ST, INDEPENDENCE, MO 64050-3901
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0065057
Date	Jul 11, 2022
Instrument	2022E0065057

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 5, 2022
Property Address	123 E ELM ST, INDEPENDENCE, MO 64050-3901
Document Number	00E0032376
Instrument Date	Apr 4, 2022
Instrument	2022E0032376
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 N JUDD PL, CHANDLER, AZ 85226-8703

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	123 E ELM ST, INDEPENDENCE, MO 64050-3901
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0049492
Date	May 6, 2021
Instrument	2021E0049492

Lender

Name	PS FUNDING INC
Address	9025

Agreement

Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 2, 2020
Property Address	123 E ELM ST, INDEPENDENCE, MO 64050-3901
Document Number	000E103067
Instrument Date	Oct 29, 2020
Instrument	103067E
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9135 RIGGS LN OVERLAND PARK KS 662121375, OVERLAND PARK, KS 66212-1375

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 26, 2020
Property Address	123 E ELM ST, INDEPENDENCE, MO 64050-3901
Document Number	0000E99916
Instrument Date	Oct 22, 2020
Instrument	99916E
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	CLEAR TITLE, CLEAR TITLE NATIONWIDE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6170 PASEO PALERO CARLSBAD CA 920092224, CARLSBAD, CA 92009-2224

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,338 (-) Land $3,802 Building $13,536	$91,250 (-)
2025	$1,239.00 (-23.99%)	$17,338 (-26.33%) Land $3,802 Building $13,536	$91,250 (-26.33%)
2024	$1,630.00 (+2.32%)
2023	$1,593.00	$23,535 Land $2,261 Building $21,274	$123,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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