Cleveland County property record for 123 E Double Shoals Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,435 sqft · built 1973 |
| Lot Size | 7.4 acres (322,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,550 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36557 |
| Primary APN | 36557 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,435 sqft Finished Area |
| Basement Area | 1,435 sqft |
| Unfinished Basement | 1,435 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 322,344 sqft (7.4 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 241 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1312385 |
|---|---|
| Street Address | 123 E DOUBLE SHOALS RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 7.4 AC ROAD 1005 |
| Legal Subdivision | DOUBLE SHOALS |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 950200 |
123 E Double Shoals Rd is owned and occupied by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 E DOUBLE SHOALS RD, SHELBY, NC 28150-9363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 123 E DOUBLE SHOALS RD, SHELBY, NC 28150-9363 |
| Document Number | 0017432275 |
| Book / Page | 001743 / 002275 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 E DOUBLE SHOALS RD SHELBY NC 281509363, SHELBY, NC 28150-9363 |
| Document Number | 0017432275 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 001743/002275 |
| Instrument | 1157 |
| Name | FEDERAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 123 E Double Shoals Rd was $1,550, up 4.9% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,550.00 (+4.94%) | $232,751 (-) Land $60,415 Building $172,336 | $232,751 (-) Land $60,415 Building $172,336 |
| 2025 | $1,477.00 | $232,751 Land $60,415 Building $172,336 | $232,751 Land $60,415 Building $172,336 |
| 2023 | $153,027 Land $44,214 Building $108,813 | $153,027 Land $44,214 Building $108,813 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 E Double Shoals Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 E Double Shoals Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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