123 E Crestwood Ave, Gerald, MO 63037 Property Records

Franklin County property record for 123 E Crestwood Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1965
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,150 (Apr 2026)
Tax Bill	$1,356 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-12.0-3-005-043.000`

Property Details

APN / Parcel Number

Primary APN	`25-1-12.0-3-005-043.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Patio Area	288 sqft

Location & Zoning

Street Address	123 E CRESTWOOD AVE
City	GERALD
State	MO
Zip	63037-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7&8 SOUTHERN HGTS 2
Legal Range	4W
Legal Township	42N
Legal Section	12
Legal Subdivision	SOUTHERN HEIGHTS
Legal Lot Number	7,8
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1044
Census Tract	800502

Owner

Source: Franklin County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 E CRESTWOOD AVE, GERALD, MO 63037-2332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK
Apr 16, 2018	Grant Deed, Transfer · Line of Credit CITIZENS FED'L BK
Nov 28, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	20262604127
Prior Transfer Date	Mar 31, 2026
Prior Transfer Doc	0002604127
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 2, 2026
Property Address	123 E CRESTWOOD AVE, GERALD, MO 63037-2332
Document Number	0002604127
Instrument Date	Mar 31, 2026
Instrument	20262604127
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E CRESTWOOD AVE, GERALD, MO 63037-2332

Mortgage

Document Number	0002604128,
Date	Apr 2, 2026
Instrument	20262604128

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 16, 2018
Property Address	123 E CRESTWOOD AVE, GERALD, MO 63037-2332
Document Number	0000004926
Instrument Date	Mar 29, 2018
Instrument	4926
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	288 NOVAK LN GERALD MO 630372727, GERALD, MO 63037-2727

Mortgage

Document Number	4927
Date	Apr 16, 2018
Instrument	4927

Lender

Name	CITIZENS FED'L BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2043

Interest

Rate Type	Adjustable Rate

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 28, 2017
Property Address	123 E CRESTWOOD AVE, GERALD, MO 63037-2332
Document Number	0000017957
Instrument Date	Nov 27, 2017
Instrument	17957
Transaction Type	Foreclosure
Record Updated	Dec 1, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,356.00 (+20.53%)	$21,098 (+8.54%)	$111,040 (+8.54%) Land $20,350 Building $90,690
2023	$1,125.00 (+4.46%)	$19,438	$102,300 Land $20,350 Building $81,950
2022	$1,077.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

Nearby Properties on E Crestwood Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures