123 E Congress St, Caro, MI 48723 Property Records

Tuscola County property record for 123 E Congress St, Caro, MI 48723

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,440 sqft
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$156,700 (May 2025)
Tax Bill$1,629 (2025)
Flood ZoneZone X (minimal risk)
APN050-003-300-7700-00

Property Details

APN / Parcel Number

Primary APN050-003-300-7700-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,440 sqft Building Perimeter
1st Floor Area1,232 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Architectural StyleCape Cod
Lot Area13,068 sqft (0.3 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address123 E CONGRESS ST
CityCARO
StateMI
Zip48723-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 568 PG 1136 003-3077-000 SEC 03 T12N R9E COM ON NE SIDE OF CONGRESS ST 14 RDS SE OF W COR LOT 16 BLK 4 SHERMANS ADD, RUN NE
Legal Range09E
Legal Township12N
Legal Section03
Legal SubdivisionSHERMANS ADD
Legal Block4
Legal Lot Number16
JurisdictionTUSCOLA MI
Township / Civil DivisionCARO
Census Block Group4
Census Block4013
Census Tract600

Owner

123 E Congress St is owned and occupied by two individuals who bought it in May 2025.

Source: Tuscola County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address6650 RADEWAHN RD, SAGINAW, MI 48604-9211
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2025 · Amount on File
Deed SaleMay 19, 2025 · Amount on File
Deed Book / Page1574 / 351
Prior Transfer DateJan 6, 2023
Prior Transfer Doc1525000903
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Congress St was $1,629 with a homeowner's exemption.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityCaro City
CountyTuscola County
Unified School DistrictCaro Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,800 (+12.69%)$161,600 (+12.69%)
2025$1,629.00 Homeowner's exemption$71,700$143,400
2023$65,500$131,000
2020$1,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 E Congress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 E Congress St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARO
serves 5,029 people · EPA ID MI0001130
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Air Advantage, AVS Broadband.

Nearby Properties on E Congress St

Nearby Streets

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