Columbia County property record for 123 E Commerce St, Cambria, WI 53923
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,700 (May 2015) |
| Tax Bill | $2,711 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11111-190 |
| Primary APN | 11111-190 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,403 sqft (0.147 acres) |
|---|
| Street Address | 123 E COMMERCE ST |
|---|---|
| City | CAMBRIA |
| State | WI |
| Zip | 53923-9780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PCL BEGINNING 4' E OF NE1/4 COR OF LOT 1-BLK 1 E.L. WILLIAMS ADD; TH E 62' BY 100' N & S; V. CAMBRIA EXC HWY 146 (0.003A) - S |
| Legal Range | 12E |
| Legal Township | 12N |
| Legal Section | 05 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | COLUMBIA WI |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 970100 |
Source: Columbia County records · APN 11111-190
Assessment roll updated February 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 E COMMERCE ST, CAMBRIA, WI 53923-9780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit SUMMIT CU |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | Apr 01, 2010 · Amount on Record |
| Deed Document Number | 2015870115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA WI |
| Property Address | 123 E COMMERCE ST, CAMBRIA, WI 53923-9780 |
| Document Number | 0000927757 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 E COMMERCE ST CAMBRIA WI 539239780, CAMBRIA, WI 53923-9780 |
| Document Number | 0000927757 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 927757 |
| Name | SUMMIT CU |
|---|---|
| Address | COTTAGE GROVE, WI 53527 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA WI |
| Property Address | 123 E COMMERCE ST, CAMBRIA, WI 53923-9780 |
| Document Number | 0000927756 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 E COMMERCE ST CAMBRIA WI 539239780, CAMBRIA, WI 53923-9780 |
| Document Number | 0000927756 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 927756 |
| Name | SUMMIT CU |
|---|---|
| Address | MADISON, WI 53708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jun 16, 2032 |
Source: Columbia County records · Assessment roll updated February 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Columbia County |
| Municipality | Cambria Village |
| Unified School District | Cambria-Friesland School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,711.00 (-3.01%) Homeowner's exemption | $162,100 (+32%) Land $27,500 Building $134,600 | $169,781 (+5.04%) Land $28,803 Building $140,978 |
| 2023 | $2,795.00 Homeowner's exemption | $122,800 Land $12,800 Building $110,000 | $161,630 Land $16,847 Building $144,783 |
Source: FEMA National Flood Hazard Layer as of May 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Bertram Communications, T-Mobile USA.
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMBRIA WATERWORKS serves 767 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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