123 E Commerce St, Cambria, WI 53923 Property Records

Columbia County property record for 123 E Commerce St, Cambria, WI 53923

Property Summary

Property TypeSingle Family Home
Lot Size0.147 acres (6,403 sqft)
Owner2 Individual Names on File
Last Sale$97,700 (May 2015)
Tax Bill$2,711 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11111-190

Property Details

APN / Parcel Number

Primary APN11111-190
Alternative APN
  • 2239906

Exterior

Lot Area6,403 sqft (0.147 acres)

Location & Zoning

Street Address123 E COMMERCE ST
CityCAMBRIA
StateWI
Zip53923-9780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPCL BEGINNING 4' E OF NE1/4 COR OF LOT 1-BLK 1 E.L. WILLIAMS ADD; TH E 62' BY 100' N & S; V. CAMBRIA EXC HWY 146 (0.003A) - S
Legal Range12E
Legal Township12N
Legal Section05
Legal Block1
Legal Lot Number1
JurisdictionCOLUMBIA WI
Township / Civil DivisionCAMBRIA
Census Block Group3
Census Block3049
Census Tract970100

Owner

Source: Columbia County records · APN 11111-190

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 E COMMERCE ST, CAMBRIA, WI 53923-9780
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2020Deed of Trust, Mortgage · Line of Credit
SUMMIT CU
Jun 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2015 · Amount on Record
Deed SaleMay 22, 2015 · Amount on Record
Prior SaleApr 01, 2010 · Amount on Record
Deed Document Number2015870115
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA WI
Property Address123 E COMMERCE ST, CAMBRIA, WI 53923-9780
Document Number0000927757
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 E COMMERCE ST CAMBRIA WI 539239780, CAMBRIA, WI 53923-9780

Mortgage

Document Number0000927757
DateJun 17, 2020
Instrument927757
Lender
NameSUMMIT CU
AddressCOTTAGE GROVE, WI 53527
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 16, 2050
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA WI
Property Address123 E COMMERCE ST, CAMBRIA, WI 53923-9780
Document Number0000927756
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 E COMMERCE ST CAMBRIA WI 539239780, CAMBRIA, WI 53923-9780

Mortgage

Document Number0000927756
DateJun 17, 2020
Instrument927756
Lender
NameSUMMIT CU
AddressMADISON, WI 53708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueJun 16, 2032

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyColumbia County
MunicipalityCambria Village
Unified School DistrictCambria-Friesland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,711.00 (-3.01%) Homeowner's exemption$162,100 (+32%) Land $27,500 Building $134,600$169,781 (+5.04%) Land $28,803 Building $140,978
2023$2,795.00 Homeowner's exemption$122,800 Land $12,800 Building $110,000$161,630 Land $16,847 Building $144,783

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Bertram Communications, T-Mobile USA.

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAMBRIA WATERWORKS
serves 767 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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