123 E Center St, Smithfield, UT 84335 Property Records

Cache County property record for 123 E Center St, Smithfield, UT 84335

Property Summary

Property Type	Single Family Home
Details	737 sqft · built 1949
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$322,600 (Jun 2021)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-070-0010`

Property Details

APN / Parcel Number

Primary APN	`08-070-0010`

Interior

Building Area	737 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	123 E CENTER ST
City	SMITHFIELD
State	UT
Zip	84335-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 11 RD E OF SW COR LOT 2 BLK 20 PLAT A SMITHFIELD CITY SVY N 8 RD W 3 RD S 1 RD W 3 RD S 7 RD E 6 RD TO BEG SW/4 SEC 27 T
Legal Range	01E
Legal Township	13N
Legal Section	27
Legal Subdivision	SMITHFIELD CITY SURVEY
Legal Block	20
Legal Lot Number	2
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3034
Census Tract	202

Owner

123 E Center St is owned and occupied by two individuals who bought it in June 2021.

Source: Cache County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jun 9, 2021	Warranty Deed, Transfer CACHE TITLE LOGAN
Jan 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDENWEST FCU
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Dec 28, 2017	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	20211289495
Deed Book / Page	2260 / 901
Prior Transfer Date	Jan 7, 2021
Prior Transfer Doc	02216/1641
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	HICKMAN LAND TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002260/949
Date	Jun 9, 2021
Book Page	2260/949
Instrument	1289514

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	HICKMAN LAND TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2260/977
Date	Jun 9, 2021
Book Page	2260/977
Instrument	1289516

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 9, 2021
Property Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Document Number	2260/901
Book / Page	2260 / 901
Instrument Date	Jun 9, 2021
Instrument	1289495
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jan 12, 2021
Property Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Document Number	2216/1641
Book / Page	2216 / 1641
Instrument Date	Jan 7, 2021
Instrument	1272881
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	NORTHERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641

Mortgage

Document Number	1272882
Date	Jan 12, 2021
Instrument	1272882

Lender

Name	GOLDENWEST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Sep 26, 2018
Property Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Document Number	2040/1031
Book / Page	2040 / 1031
Instrument Date	Sep 25, 2018
Instrument	1204881
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	NORTHERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641

Mortgage

Document Number	1204882
Date	Sep 26, 2018
Instrument	1204882

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CACHE UT
Recording Date	Dec 28, 2017
Property Address	123 E CENTER ST, SMITHFIELD, UT 84335-1641
Document Number	1986/0634
Book / Page	1986 / 0634
Instrument Date	Dec 27, 2017
Instrument	1187089
Transaction Type	Transfer
Record Updated	Nov 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	445 E 400 N, LOGAN, UT 84321-4213

Mortgage

Document Number	1187090
Date	Dec 28, 2017
Instrument	1187090

Lender

Name	GUILD MORTGAGE CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Center St was $1,219.

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,219.00	$163,305	$296,918 Land $150,000 Building $146,918
2023	$1,580.00	$187,655	$341,195 Land $65,000 Building $276,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 E Center St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

Nearby Properties on E Center St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures