Baxter County property record for 123 E 7th St, Mountain Home, AR 72653
| Property Type | Commercial |
|---|---|
| Details | 2,750 sqft · built 1940 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Aug 2020) |
| Tax Bill | $1,285 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-02900-000 |
| Primary APN | 007-02900-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,750 sqft Total Area |
| 1st Floor Area | 2,750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Tar & Gravel |
| Lot Area | 3,485 sqft (0.08 acres) |
| Canopy | 300 sqft |
| Cooling System | None |
|---|
| Street Address | 123 E 7TH ST |
|---|---|
| City | MOUNTAIN HOME |
| State | AR |
| Zip | 72653-4411 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PART OF LOTS 6, 7 AND 8 IN BLOCK 20 TRUMAN'S ADDITION TO THE TOWN OF MOUNTAIN HOME, BAXTER COUNTY, ARKANSAS, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF LOT 8, RUN THENCE WEST 70 FEET, MORE OR LESS TO THE SOUTHEAST CORNER OF THE WAYLAN |
| Legal Range | 13 |
| Legal Township | 19 |
| Legal Section | 09 |
| Legal Subdivision | TRUMANS ADD |
| Legal Block | 20 |
| Legal Lot Number | 6-8 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | MOUNTAIN HOME |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950200 |
Source: Baxter County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 525, YELLVILLE, AR 72687-0525 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FNBC BANK |
| Oct 2, 2025 | Deed of Trust, Mortgage BANK OF 1889 |
| Aug 5, 2020 | Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF NORTH ARKANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2020 · Amount on Record |
| Deed Sale | Aug 5, 2020 · Amount on Record |
| Deed Document Number | 20207777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 123 E 7TH ST, MOUNTAIN HOME, AR 72653-4411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | L201700738 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | L201700738 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Address | MOUNTAIN HOME, AR 72653 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 27, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 123 E 7TH ST, MOUNTAIN HOME, AR 72653-4411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 721 N PANTHER AVE, YELLVILLE, AR 72687 |
| Investor | Possibly a Property Investor |
| Document Number | L202508687 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | L202508687 |
| Name | BANK OF 1889 |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, AR 72616 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Aug 5, 2020 |
| Property Address | 123 E 7TH ST, MOUNTAIN HOME, AR 72653-4411 |
| Document Number | L202007777 |
| Instrument Date | Aug 4, 2020 |
| Instrument | L202007777 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2267 OLD MILITARY RD, MOUNTAIN HOME, AR 72653-9440 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 525, YELLVILLE, AR 72687-0525 |
| Document Number | L202007778 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | L202007778 |
| Name | FIRST NATIONAL BANK OF NORTH ARKANS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 245 Months |
| Due | Jan 4, 2041 |
Source: Baxter County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Mountain Home City |
| Unified School District | Mountain Home School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,285.00 | $30,140 (-) Land $3,420 Building $26,720 | |
| 2024 | $1,285.00 | ||
| 2023 | $1,285.00 | $30,140 Land $3,420 Building $26,720 | $150,700 Land $17,100 Building $133,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1985–2016) |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mountain View Telephone Company Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures