123 E 7th St, Chattanooga, TN 37402 Property Records

Hamilton County property record for 123 E 7th St, Chattanooga, TN 37402

Property Summary

Property Type	Office Building
Details	17,274 sqft · built 1906
Lot Size	0.15 acres (6,570 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (May 2016)
Tax Bill	$25,004 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145D A 008`

Property Details

APN / Parcel Number

Primary APN	`145D A 008`
Alternative APN	`0000069842`

Interior

Stories	4 Stories
Building Area	17,274 sqft Total Area

Exterior

Year Built	Built 1906
Exterior Material	Brick
Roof Type	Steel Frame/Truss
Roof Material	Shingle
Lot Area	6,570 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 65.7 ft wide

Location & Zoning

Account Number	0000069842
Street Address	123 E 7TH ST
City	CHATTANOOGA
State	TN
Zip	37402-1934
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	9999
Legal Description	MAYFIELD ANNEX PT LOT 45 ORIGINAL TOWN WALNUT ST N/R
Legal Subdivision	ORIGINAL TOWN WALNUT
Legal Lot Number	45
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2056
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Chattanooga Historic District listed 2020 · 47 contributing resources · NRIS 100005387

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	800 MARKET ST STE 201, 201, CHATTANOOGA, TN 37402-2677
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
May 26, 2017	Deed of Trust, Mortgage SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2016 · Amount on Record
Deed Sale	May 4, 2016 · Amount on Record
Prior Sale	Jul 31, 2013
Deed Document Number	2016050400125
Deed Book / Page	10734 / 773
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	123 E 7TH ST, CHATTANOOGA, TN 37402-1934
Document Number	0606000061
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	715 CHERRY ST #209 CHATTANOOGA TN 374021929, 209, CHATTANOOGA, TN 37402-1929

Mortgage

Document Number	0606000061
Date	Jun 6, 2019
Book Page	011661/000523
Instrument	190606000061

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2024

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	123 E 7TH ST, CHATTANOOGA, TN 37402-1934
Document Number	0000000357
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 MARKET ST #200 CHATTANOOGA TN 374022677, 200, CHATTANOOGA, TN 37402-2677

Mortgage

Document Number	0000000357
Date	May 30, 2017
Book Page	011061/000688
Instrument	357

Lender

Name	SYNOVUS BK
Type	Bank
Address	800 MARKET ST # 100, CHATTANOOGA, TN 37402-2647

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 29, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$25,004.00 (-18.07%)	$1,649,720 (+20.94%)	$4,124,300 (+20.94%) Land $493,100 Building $3,631,200
2024	$30,518.00	$1,364,080 (-)	$3,410,200 (-) Land $410,900 Building $2,999,300
2023	$30,518.00	$1,364,080 (-)	$3,410,200 (-) Land $410,900 Building $2,999,300
2022	$30,518.00	$1,364,080	$3,410,200 Land $410,900 Building $2,999,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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