Laurel County property record for 123 E 5th St, London, KY 40741
| Property Type | Commercial |
|---|---|
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Sep 2018) |
| Tax Bill | $77 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-60-45-008.00 |
| Primary APN | 050-60-45-008.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,920 sqft (0.089 acres) |
|---|---|
| Terrain | Rolling |
| Account Number | 322585 |
|---|---|
| Street Address | 123 E 5TH ST |
| City | LONDON |
| State | KY |
| Zip | 40741-1388 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | LONDON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 970500 |
123 E 5th St, a commercial property, is owned by two individuals who bought it in September 2018.
Source: Laurel County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7628 JOHNSON RD, LONDON, KY 40741-9516 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on File |
| Deed Sale | Sep 18, 2018 · Amount on File |
| Deed Document Number | 214856 |
| Deed Book / Page | 655 / 210 |
| Prior Transfer Date | Nov 23, 2009 |
| Prior Transfer Doc | 0000655210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUREL KY |
| Property Address | 123 E 5TH ST, LONDON, KY 40741-1388 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2522 W LAUREL RD, LONDON, KY 40741-8375 |
| Document Number | 0M1442/385 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | M1442/385 |
| Instrument | 618173 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 123 E 5th St was $77.
Source: Laurel County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Municipality | London City |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 | $10,000 Land $10,000 | $10,000 Land $10,000 |
| 2023 | $79.00 | $10,000 | $10,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 123 E 5th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 123 E 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONDON UTILITY COMMISSION serves 8,855 people · EPA ID KY0630255 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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