123 E 3rd St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 123 E 3rd St, Cedar Falls, IA 50613 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 2019
Square Footage68,844 sqft Gross Area
Lot Size16,368 sqft (0.376 acres)
Tax Bill$16,344.00 (2025)

Property Details

APN / Parcel Number

Primary APN8914-12-254-002

Interior

Building Area68,844 sqft Gross Area
1st Floor11,516 sqft 1st Floor
Basement Area16,368 sqft Basement
Unfinished Basement16,368 sqft Unfinished
Stories6 Stories
ElevatorElevator

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area16,368 sqft (0.376 acres)
Depth X Width132 ft x 124 ft Depth x Width
Deck AreaDeck Area

Location & Zoning

Street Address123 E 3RD ST
CityCEDAR FALLS
StateIA
Zip50613
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionORIGINAL PLAT CEDAR FALLS LOT 1 BLK 4 N 58 FT LOT 2 BLK 4
Legal Range14W
Legal Township89N
Legal Section12
Legal SubdivisionORIGINAL PLAT CEDAR FALLS
Legal Block4
Legal Lot Number1,2
JurisdictionBLACK HAWK IA
Minor Civil DivisionCEDAR FALLS
Census Blockgroup2
Census Block2028
Census Tract2200

Owner

Source: Black Hawk County records · APN 8914-12-254-002

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address200 STATE ST, 102, CEDAR FALLS, IA 50613-3376
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
FIRST BANK
Sep 20, 2019Deed of Trust, Mortgage · Stand Alone Refinance
CEDAR RAPIDS BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address123 E 3RD ST, CEDAR FALLS, IA 50613
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 STATE ST 102, 102, CEDAR FALLS, IA 50613-3376

Mortgage

Document Number202400004252
DateSep 26, 2023
Instrument202400004252
Lender
NameFIRST BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address123 E 3RD ST, CEDAR FALLS, IA 50613
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000005304
DateSep 20, 2019
Instrument202000005304
Lender
NameCEDAR RAPIDS BANK & TRUST
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,344.00$400,620 (-18.91%) Land $376,460 Building $24,160$400,620 (-18.91%) Land $376,460 Building $24,160
2024$16,344.00 (+583.85%)
2023$494,020 (+580.37%) Land $470,580 Building $23,440$494,020 (+580.37%) Land $470,580 Building $23,440
2022$2,390.00$72,610 Land $52,700 Building $19,910
2021$72,610 Land $52,700 Building $19,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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