123 Dutch Rd, Charleston, WV 25302 Property Records

Kanawha County property record for 123 Dutch Rd, Charleston, WV 25302

Property Summary

Property Type	Other Improved
Details	2 bd · 3 ba · 1,240 sqft · built 2008
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Mar 2021)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-44C-0017.0000`

Property Details

APN / Parcel Number

Primary APN	`15-44C-0017.0000`
Alternative APNs	`20-15-44C-0017.0000` `06314286`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,240 sqft
1st Floor Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2008
Architectural Style	Row End or Row Middle
Exterior Material	Metal
Lot Area	1,612 sqft (0.037 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	06314286
Street Address	123 DUTCH RD
City	CHARLESTON
State	WV
Zip	25302-4421
Property Category	Other
Property Type	Other > Other Improved
Legal Description	UNIT 4 MINK SHOALS HILLS
Jurisdiction	KANAWHA WV
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	11000

Owner

123 Dutch Rd is owned and occupied by an individual who bought it in March 2021.

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	123 DUTCH RD # 4, 4, CHARLESTON, WV 25302-4421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA
Mar 9, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Jun 14, 2010 · Amount on File
Deed Document Number	3090849
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANAWHA WV
Property Address	123 DUTCH RD, CHARLESTON, WV 25302-4421
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047690794
Date	Oct 6, 2025
Book Page	4769/794
Instrument	4138127

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Mar 9, 2021
Property Address	123 DUTCH RD, CHARLESTON, WV 25302-4421
Document Number	3090849
Instrument Date	Feb 20, 2021
Instrument	3090849
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 DUTCH RD, CHARLESTON, WV 25302-4421

Mortgage

Document Number	4490785
Date	Mar 9, 2021
Instrument	4490785

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 123 Dutch Rd was $1,058.

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,058.00	$84,000 Land $14,700 Building $69,300
2023	$1,012.00	$80,340 (+4.94%) Land $14,700 Building $65,640
2022		$76,560 Land $14,700 Building $61,860
2021	$973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 Dutch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2003 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Dutch Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 47% of West Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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