St. Johns County property record for 123 Duck Pond Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,196 sqft · built 2008 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $689,000 (Sep 2023) |
| Tax Bill | $6,311 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 183402-0020 |
| Primary APN | 183402-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,196 sqft Living Area |
| Gross Area | 4,144 sqft |
| 1st Floor Area | 2,791 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 DUCK POND DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 62/36-43 WOODLAKE PHASE 1 LOT 2 OR5818/1560 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 31 |
| Legal Subdivision | WOODLAKE PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 21208 |
123 Duck Pond Dr is owned and occupied by two individuals who bought it in September 2023.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 DUCK POND DR, SAINT AUGUSTINE, FL 32086-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK |
| Jun 1, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 10, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Aug 29, 2013 · Amount on File |
| Deed Document Number | 202369338 |
| Deed Book / Page | 5818 / 1560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 123 DUCK POND DR, SAINT AUGUSTINE, FL 32086-3008 |
| Document Number | 0058181560 |
| Book / Page | 5818 / 1560 |
| Map Reference | MB 62 PG 36-43 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023069338 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,823.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 139 NAPO WAY, SAINT JOHNS, FL 32259-9395 |
| Name | Verified Name |
|---|---|
| Address | 123 DUCK POND DR, SAINT AUGUSTINE, FL 32086-3008 |
| Document Number | 0058181562 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 5818/1562 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 DUCK POND DR, SAINT AUGUSTINE, FL 32086-3008 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0052791822 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 5279/1822 |
| Instrument | 2021061435 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 DUCK POND DR, SAINT AUGUSTINE, FL 32086-3008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0050380336 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 5038/336 |
| Instrument | 2020076744 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 DUCK POND DR, SAINT AUGUSTINE, FL 32086-3008 |
| Document Number | 0044050418 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 123 DUCK POND DR ST AUGUSTINE FL 320863008, ST AUGUSTINE, FL 32086-3008 |
| Document Number | 0044050418 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 004405/000418 |
| Instrument | 48940 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 123 Duck Pond Dr was $6,311 with exemptions applied, up 11.9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,468 (+1.83%) Land $84,000 Building $412,468 | $496,468 (+1.73%) Land $84,000 Building $412,468 | |
| 2025 | $6,311.00 (+11.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $487,566 | $488,039 Land $84,000 Building $404,039 |
| 2024 | $5,638.00 (+2,119.69%) | ||
| 2023 | $254.00 (-91.5%) Disabled Person's exemption Veteran's exemption | $322,553 (+3%) | $608,383 (+25.38%) Land $84,000 Building $524,383 |
| 2022 | $2,988.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $313,158 | $485,219 Land $84,000 Building $401,219 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 Duck Pond Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Duck Pond Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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