Macon County property record for 123 Doster Dr, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 2000 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $599,000 (Mar 2026) |
| Tax Bill | $1,410 (2026) |
| Deeds & Mortgages | May 2007 Mortgage Apr 2008 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6593621633 |
| Primary APN | 6593621633 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,146 sqft Heated Area |
| 1st Floor Area | 2,146 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 53,579 sqft (1.23 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 328 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 96359 |
|---|---|
| Street Address | 123 DOSTER DR |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 17 SEC B CHAPEL HILLS SUBD |
| Legal Subdivision | CHAPEL HILLS |
| Legal Lot Number | 17 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970600 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 4, 2007 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Apr 30, 2008 | Deed of Trust, Mortgage · Line of Credit FIRST CHARTER BANK |
| Feb 11, 2008 | Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA |
| Oct 1, 2013 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Dec 9, 2024 | Deed of Trust, Mortgage · Line of Credit NTAHALA BANK & TRUST COMPANY |
| Mar 17, 2008 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Mar 25, 2026 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Dec 20, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Jun 10, 2004 · Amount on Record |
| Deed Document Number | 20261781 |
| Deed Book / Page | H- / 44.1254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00I31/0434 |
|---|---|
| Date | May 4, 2007 |
| Book Page | I-31/0434 |
| Instrument | 20072530 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00G32/1031 |
|---|---|
| Date | Apr 30, 2008 |
| Book Page | G-32/1031 |
| Instrument | 2008003991 |
| Name | FIRST CHARTER BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28237 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00B32/0411 |
|---|---|
| Date | Feb 11, 2008 |
| Book Page | B-32/0411 |
| Instrument | 2008001275 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 29, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00W35/2046 |
|---|---|
| Date | Oct 1, 2013 |
| Book Page | W-35/2046 |
| Instrument | 2013007127 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Document Number | 00L43/2324 |
|---|---|
| Date | Dec 9, 2024 |
| Book Page | L-43/2324 |
| Instrument | 2024007279 |
| Name | NTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Private Party |
| Address | 120 SILER RD, FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00D32/1495 |
|---|---|
| Date | Mar 17, 2008 |
| Book Page | D-32/1495 |
| Instrument | 2008002442 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 25, 2026 |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Document Number | 00H44/1254 |
| Book / Page | H-44 / 1254 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026001781 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | FIRST AMERICAN SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,198.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Document Number | 2026001782 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026001782 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 20, 2023 |
| Property Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
| Document Number | 000X42/428 |
| Book / Page | X-42 / 428 |
| Map Reference | MB 5 CARD 12860 |
| Instrument Date | Dec 14, 2023 |
| Instrument | 2023008025 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $278.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 DOSTER DR, FRANKLIN, NC 28734-4600 |
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410.00 | $398,440 (-) Land $41,550 Building $356,890 | $398,440 (-) Land $41,550 Building $356,890 |
| 2025 | $1,410.00 (+0.93%) | $398,440 (+0.03%) Land $41,550 Building $356,890 | $398,440 (+0.03%) Land $41,550 Building $356,890 |
| 2023 | $1,397.00 | $398,340 Land $41,550 Building $356,790 | $398,340 Land $41,550 Building $356,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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