Bergen County and Waldwick Borough property record for 123 Dora Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1937 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $503,000 (Oct 2020) |
| Tax Bill | $12,620 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00049-0000-00036 |
| Primary APN | 64-00049-0000-00036 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 123 DORA AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 50X100 2 LT |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 49 |
| Legal Lot Number | 36 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 56100 |
123 Dora Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Bergen County and Waldwick Borough records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 DORA AVE, WALDWICK, NJ 07463-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Oct 28, 2020 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 21, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage NJ LENDERS |
| Sep 26, 2017 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on File |
| Deed Sale | Oct 28, 2020 · Amount on File |
| Prior Sale | Jun 21, 2019 · Amount on File |
| Deed Document Number | 2020112001 |
| Deed Book / Page | 3795 / 1679 |
| Prior Transfer Date | Dec 23, 1998 |
| Prior Transfer Doc | 0000001502 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 123 DORA AVE, WALDWICK, NJ 07463-2217 |
| Document Number | 0037951684 |
| Instrument Date | Sep 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 123 DORA AVE WALDWICK NJ 074632217, WALDWICK, NJ 07463-2217 |
| Document Number | 0037951684 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 003795/001684 |
| Instrument | 112002 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 27, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 28, 2020 |
| Property Address | 123 DORA AVE, WALDWICK, NJ 07463-2217 |
| Document Number | 0037951679 |
| Book / Page | 3795 / 1679 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 20-112001 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIRST JERSEY TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,203.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 SHERIDAN AVE, 176, HO HO KUS, NJ 07423-1136 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 123 DORA AVE, WALDWICK, NJ 07463-2217 |
| Document Number | 20112002 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 20-112002 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 21, 2019 |
| Property Address | 123 DORA AVE, WALDWICK, NJ 07463-2217 |
| Document Number | 0032731789 |
| Book / Page | 003273 / 001789 |
| Instrument Date | Jun 4, 2019 |
| Instrument | 39292 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 DORA AVE WALDWICK NJ 074632217, WALDWICK, NJ 07463-2217 |
| Document Number | 32731794 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 003273/001794 |
| Instrument | 39292 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 26, 2017 |
| Property Address | 123 DORA AVE, WALDWICK, NJ 07463-2217 |
| Document Number | 0027321811 |
| Book / Page | 002732 / 001811 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 DORA AVE WALDWICK NJ 074632217, WALDWICK, NJ 07463-2217 |
| Document Number | 27321817 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 002732/001817 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2047 |
The 2025 property tax bill for 123 Dora Ave was $12,620, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,900 (-) Land $270,000 Building $279,900 | $549,900 (-) Land $270,000 Building $279,900 | |
| 2025 | $12,620.00 (+3.66%) | $549,900 Land $270,000 Building $279,900 | $549,900 Land $270,000 Building $279,900 |
| 2024 | $12,174.00 | ||
| 2023 | $423,100 Land $220,000 Building $203,100 | $423,100 Land $220,000 Building $203,100 | |
| 2022 | $12,049.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Dora Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Dora Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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