Bergen County and Closter Borough property record for 123 Demarest Ave, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,683 sqft · built 1954 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,470,000 (Jul 2025) |
| Tax Bill | $18,783 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00510-0000-00012 |
| Primary APN | 07-00510-0000-00012 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,683 sqft Living Area |
| 1st Floor Area | 2,683 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 270 ft deep x 100 ft wide |
| Account Number | 051240 |
|---|---|
| Street Address | 123 DEMAREST AVE |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.62 AC |
| Legal Subdivision | BOROUGH/CLOSTER |
| Legal Block | 510 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 7001 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 31, 2024 | Intrafamily Transfer, Transfer |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 25, 2018 | Deed of Trust, Mortgage · Balloon Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2025 · Amount on Record |
| Deed Sale | Jul 16, 2025 · Amount on Record |
| Prior Sale | Nov 17, 2010 · Amount on Record |
| Deed Document Number | 202548404 |
| Deed Book / Page | 5551 / 1450 |
| Prior Transfer Date | Dec 20, 2023 |
| Prior Transfer Doc | 0051710441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 16, 2025 |
| Property Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Document Number | 0055511450 |
| Book / Page | 5551 / 1450 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025048404 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | MAIN STREET TTL & STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,962.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 546 WASHINGTON AVE, DUMONT, NJ 07628-1244 |
| Name | Verified Name |
|---|---|
| Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Document Number | 2025048405 |
|---|---|
| Date | Jul 16, 2025 |
| Instrument | 2025048405 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 31, 2024 |
| Property Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Document Number | 0051710441 |
| Book / Page | 5171 / 441 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2024006591 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045860801 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 4586/801 |
| Instrument | 2022021122 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 123 DEMAREST AVE, CLOSTER, NJ 07624-1743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030910271 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 3091/271 |
| Instrument | 18-076135 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,036,400 (+14.33%) Land $628,800 Building $407,600 | $1,036,400 (+14.33%) Land $628,800 Building $407,600 | |
| 2025 | $18,783.00 (+5.41%) | $906,500 (+18.98%) Land $550,800 Building $355,700 | $906,500 (+18.98%) Land $550,800 Building $355,700 |
| 2024 | $17,819.00 (+12.42%) | ||
| 2023 | $761,900 Land $437,200 Building $324,700 | $761,900 Land $437,200 Building $324,700 | |
| 2022 | $15,851.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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