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123 Cypress Bluff Way, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 123 Cypress Bluff Way, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,306 sqft · built 2025
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$494,990 (Sep 2025)
Tax Bill$2,362 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086211-0110

Property Details

APN / Parcel Number

Primary APN086211-0110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,306 sqft Living Area
Gross Area2,940 sqft
1st Floor Area2,306 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address123 CYPRESS BLUFF WAY
CitySAINT AUGUSTINE
StateFL
Zip32084-2273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description126/3-6 LANDING AT OLDE FLORIDA LOT 11 OR6229/965
Legal SubdivisionLANDING AT OLDE FLORIDA
Legal Block1
Legal Lot Number11
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1021
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address123 CYPRESS BLUFF WAY, SAINT AUGUSTINE, FL 32084-2273
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleSep 27, 2024 · Amount on Record
Deed Document Number202579634
Deed Book / Page6229 / 965
Record UpdatedJun 8, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 30, 2025
Property Address123 CYPRESS BLUFF WAY, SAINT AUGUSTINE, FL 32084-2273
Document Number0062290965
Book / Page6229 / 965
Map ReferenceMB 126 PG 3
Instrument DateSep 29, 2025
Instrument2025079634
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9452 PHILIPS HWY STE 4, 4, JACKSONVILLE, FL 32256-1332

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address123 CYPRESS BLUFF WAY, ST AUGUSTINE, FL 32084-2273

Mortgage

Document Number0006229967
DateSep 30, 2025
Instrument6229/967
Lender
NameFIRST EQUITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,116 (+196.74%) Land $120,000 Building $325,116$445,116 (+196.74%) Land $120,000 Building $325,116
2025$2,362.00$150,000$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

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