St. Johns County property record for 123 Cornwall Dr, Ponte Vedra Beach, FL 32081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2009 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,464 (Jan 2021) |
| Tax Bill | $7,156 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023232-0860 |
| Primary APN | 023232-0860 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 2,292 sqft |
| 1st Floor Area | 1,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 655 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 CORNWALL DR |
|---|---|
| City | PONTE VEDRA |
| State | FL |
| Zip | 32081-0125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 61/70-76 AUSTIN PARK AT NOCATEE PHASE 2 LOT 86 OR5160/1676 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | AUSTIN PARK AT NOCATEE PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 86 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20605 |
123 Cornwall Dr is owned and occupied by an individual who bought it in January 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Jan 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on File |
| Deed Sale | Jan 25, 2021 · Amount on File |
| Prior Sale | Dec 15, 2009 · Amount on File |
| Deed Document Number | 20218608 |
| Deed Book / Page | 5160 / 1676 |
| Prior Transfer Date | May 25, 2016 |
| Prior Transfer Doc | 0041980162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 123 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 123 CORNWALL DR, PONTE VEDRA BEACH, FL 32081-0125 |
| Document Number | 0059100975 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 5910/975 |
| Instrument | 2024016636 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 123 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 0051601676 |
| Book / Page | 5160 / 1676 |
| Map Reference | MB 61 PG 70-76 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021008608 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GLOBAL TTL PROFESSIONALS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,376.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7107 HICKORY HILL RD, 7107, FALLS CHURCH, VA 22042-3905 |
| Name | Verified Name |
|---|---|
| Address | 123 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 51601678 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 5160/1678 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 123 Cornwall Dr was $7,156 with a homeowner's exemption, up 9.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,498 (+2.7%) | $437,541 (+6.71%) Land $145,000 Building $292,541 | |
| 2025 | $7,156.00 (+9.54%) Homeowner's exemption | $392,890 | $410,036 Land $135,000 Building $275,036 |
| 2024 | $6,533.00 (+1.35%) | ||
| 2023 | $6,446.00 (+1.91%) Homeowner's exemption | $370,696 (+3%) | $413,348 (+11.17%) Land $135,000 Building $278,348 |
| 2022 | $6,325.00 Homeowner's exemption | $359,899 | $371,815 Land $123,200 Building $248,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Cornwall Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 4 (2020–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Cornwall Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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