123 Cooley Ridge Dr, Chesnee, SC 29323 Property Records

Spartanburg County property record for 123 Cooley Ridge Dr, Chesnee, SC 29323

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,610 sqft · built 2004
Lot Size7.55 acres (329,314 sqft)
Owner2 Individual Names on Record
Tax Bill$2,320 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN2-0700-10515

Property Details

APN / Parcel Number

Primary APN2-0700-10515
Alternative APN
  • 20647

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,610 sqft Living Area
Gross Area5,170 sqft
Upper Floors Area3,018 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area329,314 sqft (7.55 acres)
Garage TypeAttached
Garage Area768 sqft
PorchPorch
Porch Area792 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number20647
Street Address123 COOLEY RIDGE DR
CityCHESNEE
StateSC
Zip29323-7706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 15 & 16 CAROLINA RIDGE SUB PB 143-971 SHERRI MOORE
Legal SubdivisionRIDGE SUB
Legal Lot Number15-16 16
JurisdictionSPARTANBURG SC
Township / Civil DivisionCHESNEE
Census Block Group2
Census Block2007
Census Tract22304

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address123 COOLEY RIDGE DR, CHESNEE, SC 29323-7706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2003
Deed SaleJul 30, 2003
Prior SaleFeb 5, 2001 · Amount on Record
Deed Document Number00078J0649
Deed Book / Page073J / 0164
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPARTANBURG SC
Property Address123 COOLEY RIDGE DR, CHESNEE, SC 29323-7706
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026973
DateJun 17, 2025
Book Page6998/889
Instrument2025-26973
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 11, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySpartanburg County
Unified School DistrictSpartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,320.00 (+0.43%)$14,896 (-) Land $903 Building $13,993$474,347 (-) Land $59,847 Building $414,500
2024$2,310.00
2023$2,310.00$14,896 Land $903 Building $13,993$474,347 Land $59,847 Building $414,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLCF WATER DISTRICT
serves 18,152 people · EPA ID SC4220010
Water SourcePurchased surface water from SPARTANBURG WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber
5,000 / 5,000

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