123 Cool Side Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 123 Cool Side Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 2006
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Dec 2006)
Tax Bill	$2,342 (2026)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`423C082`

Property Details

APN / Parcel Number

Primary APN	`423C082`
Alternative APN	`6274425`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Detached
Garage Area	1,152 sqft
Porch	Porch
Porch Area	413 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	123 COOL SIDE DR
City	SALISBURY
State	NC
Zip	28146-7190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 1.03AC
Legal Subdivision	OLD CONCORD SALISBURY ROAD
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	2
Census Block	2037
Census Tract	51102

Owner

123 Cool Side Dr is owned and occupied by two individuals who acquired it in January 2022.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 COOL SIDE DR, SALISBURY, NC 28146-7190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2006 · Amount on File
Deed Sale	Dec 5, 2006 · Amount on File
Prior Sale	Nov 28, 2005 · Amount on File
Deed Book / Page	1081 / 911
Last Transfer Date	Jan 14, 2022
Transfer Doc	0013930279
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	123 COOL SIDE DR, SALISBURY, NC 28146-7190
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013370362
Date	Nov 1, 2019
Book Page	1337/0362

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	123 COOL SIDE DR, SALISBURY, NC 28146-7190
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COOL SIDE DR, SALISBURY, NC 28146-7190

Mortgage

Document Number	0014060086
Date	Jul 15, 2022
Book Page	1406/86

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Jan 18, 2022
Property Address	123 COOL SIDE DR, SALISBURY, NC 28146-7190
Document Number	0013930279
Book / Page	1393 / 279
Map Reference	MB 9995 PG 5573
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COOL SIDE DR, SALISBURY, NC 28146-7190

Mortgage

Document Number	0001393280
Date	Jan 18, 2022
Instrument	1393/280

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 123 Cool Side Dr was $2,342.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,342.00	$349,632 (-) Land $35,500 Building $314,132	$349,632 Land $35,500 Building $314,132
2025	$2,342.00	$349,632 Land $35,500 Building $314,132
2023	$2,342.00	$349,632 Land $35,500 Building $314,132	$349,632 Land $35,500 Building $314,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Cool Side Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Cool Side Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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