Mitchell County property record for 123 Cook Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,484 sqft · built 1967 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Jul 2025) |
| Tax Bill | $1,134 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-00-94-9000 |
| Primary APN | 0799-00-94-9000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Wood |
| Lot Area | 25,265 sqft (0.58 acres) |
| Heating System | Gravity Furnace |
|---|
| Account Number | 555784172 |
|---|---|
| Street Address | 123 COOK LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-5583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HALL TOWN |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950400 |
123 Cook Ln is owned and occupied by an individual who bought it in July 2025.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 COOK LN, SPRUCE PINE, NC 28777-5583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Deed Document Number | 20251217 |
| Deed Book / Page | 680 / 607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 17, 2025 |
| Property Address | 123 COOK LN, SPRUCE PINE, NC 28777-5583 |
| Document Number | 000680/607 |
| Book / Page | 680 / 607 |
| Instrument Date | Jul 14, 2025 |
| Instrument | 2025001217 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 MOUNTAINEER LN, BURNSVILLE, NC 28714-7835 |
| Name | Verified Name |
|---|---|
| Address | 123 COOK LN, SPRUCE PINE, NC 28777-5583 |
| Document Number | 2025001218 |
|---|---|
| Date | Jul 17, 2025 |
| Instrument | 2025001218 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
The 2026 property tax bill for 123 Cook Ln was $1,134, up 2.3% from the year before.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,134.00 (+2.25%) | $173,400 (-) Land $22,400 Building $151,000 | |
| 2025 | $1,109.00 | $173,400 Land $22,400 Building $151,000 | |
| 2023 | $1,092.00 | $173,400 Land $22,400 Building $151,000 | $173,400 Land $22,400 Building $151,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Cook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Cook Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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