123 Coleman Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 123 Coleman Rd, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,186 sqft · built 1958
Lot Size	0.279 acres (12,149 sqft)
Owner	2 Individual Names on File
Last Sale	$36,100 (Mar 1999)
Tax Bill	$775 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-28-25-354500-000120`

Property Details

APN / Parcel Number

Primary APN	`25-28-25-354500-000120`
Alternative APN	`52825000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	12,149 sqft (0.279 acres)
Lot Dimensions	120 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	299 sqft
Carport	Carport
Carport Area	299 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	76 sqft
Shed	1 Shed
Utility Building	81 sqft

Location & Zoning

Street Address	123 COLEMAN RD
City	WINTER HAVEN
State	FL
Zip	33880-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JAN PHYL VILLAGE UNIT 4 PB 40 PG 40 LOT 12
Legal Range	25E
Legal Township	28S
Legal Section	25
Legal Subdivision	JAN PHYL VILLAGE UNIT 04
Legal Tract	354500
Legal Block	1
Legal Lot Number	12
Legal Unit	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1018
Census Tract	13802

Owner

123 Coleman Rd is owned and occupied by two individuals who acquired it in March 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 COLEMAN RD, WINTER HAVEN, FL 33880-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 1999 · Amount on File
Deed Sale	Mar 15, 1999 · Amount on File
Prior Sale	Oct 14, 1996 · Amount on File
Deed Book / Page	4202 / 2114
Last Transfer Date	Mar 11, 2019
Transfer Doc	0000058216
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	123 COLEMAN RD, WINTER HAVEN, FL 33880-1224
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COLEMAN RD, WINTER HAVEN, FL 33880-1224

Mortgage

Document Number	0000070411
Date	Mar 16, 2022
Book Page	12162/2171
Instrument	2022070411

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 22, 2019
Property Address	123 COLEMAN RD, WINTER HAVEN, FL 33880-1224
Document Number	0107861336
Book / Page	010786 / 001336
Instrument Date	Mar 11, 2019
Instrument	58216
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 COLEMAN RD WINTER HAVEN FL 338801224, WINTER HAVEN, FL 33880-1224

Tax Assessment & Valuation

The 2025 property tax bill for 123 Coleman Rd was $775 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,867 (+2.7%)	$160,763 (+1.81%) Land $31,000 Building $129,763
2025	$775.00 Homeowner's exemption	$100,163	$157,899 Land $31,000 Building $126,899
2023	$1,294.00 (+5.63%) Homeowner's exemption	$94,505 (+3%)	$163,169 (+8.63%) Land $30,000 Building $133,169
2022	$1,225.00 Homeowner's exemption	$91,752	$150,208 Land $25,000 Building $125,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Coleman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Coleman Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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