123 Co Rd 964, Etowah, TN 37331 Property Records

McMinn County property record for 123 Co Rd 964, Etowah, TN 37331

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 1976
Lot Size	4.3 acres (187,308 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2017)
Tax Bill	$776 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054133 01300`

Property Details

APN / Parcel Number

Primary APN	`054133 01300`
Alternative APNs	`133 01300 00003133` `133 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	133 01300 00003133
Street Address	123 COUNTY ROAD 964
City	ETOWAH
State	TN
Zip	37331-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 131 131 03101 000, COUNTY AREA: I01
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1063
Census Tract	970700

Owner

123 Co Rd 964 is owned and occupied by an individual who bought it in December 2017.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Mailing Address	123 COUNTY ROAD 964, ETOWAH, TN 37331-5515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 18, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Aug 11, 2003 · Amount on File
Deed Document Number	194304
Deed Book / Page	21H / 644
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	123 COUNTY ROAD 964, ETOWAH, TN 37331-5515
Transaction Type	Mortgage
Record Updated	Jan 11, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001266420
Date	Dec 28, 2021
Book Page	1266/420
Instrument	232117

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Dec 18, 2017
Property Address	123 COUNTY ROAD 964, ETOWAH, TN 37331-5515
Document Number	21H644
Book / Page	00021H / 000644
Instrument Date	Dec 13, 2017
Instrument	194304
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	REALTY TITLE AND ESCROW SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COUNTY ROAD 964 ETOWAH TN 373315515, ETOWAH, TN 37331-5515

Mortgage

Document Number	1132759
Date	Dec 18, 2017
Book Page	001132/000759
Instrument	194305

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 123 Co Rd 964 was $776.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$776.00	$71,725 (-) Land $6,950 Building $64,775
2024	$776.00	$71,725 (-) Land $6,950 Building $64,775
2023	$776.00 (+12.14%)	$71,725 (+60.37%) Land $6,950 Building $64,775	$286,900 (+60.37%) Land $27,800 Building $259,100
2022	$692.00	$44,725 Land $7,675 Building $37,050	$178,900 Land $30,700 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Co Rd 964 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Co Rd 964 is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 91% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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