Jackson County property record for 123 Cloudy Valley Dr, Sylva, NC 28779 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,162 sqft · built 2015 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Apr 2021 Sale May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7620-96-4843 |
| Primary APN | 7620-96-4843 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 1,162 sqft |
| Unfinished Basement | 1,162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
| Porch Area | 176 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Street Address | 123 CLOUDY VALLEY DR |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-8479 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | OFF CAGLE BRANCH RD |
| Legal Subdivision | BURNS LAND SURVEYING |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950500 |
Source: Jackson County records · APN 7620-96-4843
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 CLOUDY VALLEY DR, SYLVA, NC 28779-8479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Warranty Deed, Transfer |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2014 |
| Transfer Doc | 0020500440 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 13, 2021 |
| Property Address | 123 CLOUDY VALLEY DR, SYLVA, NC 28779-8479 |
| Document Number | 0022981174 |
| Book / Page | 2298 / 1174 |
| Map Reference | MB 442 PG 56 |
| Instrument Date | Apr 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 BART COVE RD, 312, SYLVA, NC 28779-9209 |
| Name | Verified Name |
|---|---|
| Address | 123 CLOUDY VALLEY DR, SYLVA, NC 28779-8479 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 123 CLOUDY VALLEY DR, SYLVA, NC 28779-8479 |
| Document Number | 0022661070 |
| Instrument Date | May 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 CLOUDY VALLEY DR SYLVA NC 287798479, SYLVA, NC 28779-8479 |
| Document Number | 0022661070 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 002266/001070 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,181.00 (+53.78%) | $310,913 (+53.83%) Land $61,270 Building $249,643 |
| 2023 | $768.00 | $202,120 Land $56,950 Building $145,170 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force 5 of 11 on primary residences |
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 637 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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