123 Clinton St, Petoskey, MI 49770 Property Records

Emmet County property record for 123 Clinton St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,970 sqft · built 1890
Lot Size	0.199 acres (8,699 sqft)
Owner	Trust Name on File
Last Sale	$660,000 (Jan 2021)
Tax Bill	$9,546 (2024)
Deeds & Mortgages	Mar 2024 Sale May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-05-126-010`

Property Details

APN / Parcel Number

Primary APN	`52-19-05-126-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,970 sqft Living Area
1st Floor Area	1,716 sqft
Basement Area	1,330 sqft
Unfinished Basement	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	8,699 sqft (0.199 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 CLINTON ST
City	PETOSKEY
State	MI
Zip	49770-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP R-1
Legal Description	SHAW & MCMILLAN'S 3RD ADD., COM AT SW COR OF OUTLOT 2 OF SD PLAT, TH N 67 FT, TH E 144 FT, TH S 67 FT TO S LN OF SD OUTLOT 2, TH W ALG SD LOT LN TO POC. SECTION 5, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	05
Legal Subdivision	SHAW & MCMILLANS 3RD ADD
Legal Lot Number	2
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1069
Census Tract	970700

Owner

123 Clinton St is owner-occupied and held in a trust since January 2024.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	123 CLINTON ST, PETOSKEY, MI 49770-2514
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Warranty Deed, Transfer
May 21, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Jan 5, 2021	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
May 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	20215181661
Deed Book / Page	1228 / 692
Last Transfer Date	Jan 31, 2024
Transfer Doc	001258/240
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 6, 2024
Property Address	123 CLINTON ST, PETOSKEY, MI 49770-2514
Document Number	001258/240
Book / Page	1258 / 240
Instrument Date	Jan 31, 2024
Instrument	5211250
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	123 CLINTON ST, PETOSKEY, MI 49770-2514

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	123 CLINTON ST, PETOSKEY, MI 49770-2514
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203/0000000764
Date	May 21, 2018
Book Page	0000001203/0000000764
Instrument	000005156660

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 5, 2021
Property Address	123 CLINTON ST, PETOSKEY, MI 49770-2514
Document Number	001228/692
Book / Page	1228 / 692
Instrument Date	Dec 31, 2020
Instrument	5181661
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 BRETTON DR S, ROCHESTER HILLS, MI 48309-2953

Mortgage

Document Number	0005181662
Date	Jan 5, 2021
Instrument	5181662

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 21, 2018
Property Address	123 CLINTON ST, PETOSKEY, MI 49770-2514
Document Number	001203/763
Book / Page	1203 / 763
Instrument Date	May 4, 2018
Instrument	000005156659
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 LAKESHORE DR, SAULT SAINTE MARIE, MI 49783-1112

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,900 (+30.13%) Land $472,900	$945,800 (+30.13%) Land $945,800
2025		$363,400 Land $363,400	$726,800 Land $726,800
2024	$9,546.00
2023		$297,400 Land $297,400	$594,800 Land $594,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Clinton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Clinton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clinton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures