123 Circle Dr, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 123 Circle Dr, Shepherdsville, KY 40165

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,412 sqft
Lot Size	0.33 acres (14,400 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2025)
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-SWP-04-029`

Property Details

APN / Parcel Number

Primary APN	`045-SWP-04-029`
Alternative APNs	`389578001` `416515`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,412 sqft Finished Area

Exterior

Architectural Style	Split Entry
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	14,400 sqft (0.33 acres)
Lot Dimensions	160 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	416515
Old Parcel Number	389578001
Street Address	123 CIRCLE DR
City	SHEPHERDSVILLE
State	KY
Zip	40165-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117_WADE_SECTION 4_PLAT 1-079
Legal Subdivision	WADE
Legal Lot Number	117
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE NORTHWEST
Census Block Group	1
Census Block	1002
Census Tract	20702

Owner

Source: Bullitt County records · APN 045-SWP-04-029

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	123 CIRCLE DR, SHEPHERDSVILLE, KY 40165-6107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Deed Document Number	786150
Deed Book / Page	D1133 / 460
Record Updated	Jun 08, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BULLITT KY
Recording Date	Mar 25, 2025
Property Address	123 CIRCLE DR, SHEPHERDSVILLE, KY 40165-6107
Document Number	0D1133/460
Book / Page	D1133 / 460
Map Reference	CAB 2 SL 79
Instrument Date	Mar 24, 2025
Instrument	786150
Transaction Type	Transfer
Record Updated	Dec 01, 2025
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 S WASHINGTON AVE, FORT MEADE, FL 33841-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 CIRCLE DR, SHEPHERDSVILLE, KY 40165-6107

Mortgage

Document Number	0000786152
Date	Mar 25, 2025
Instrument	786152

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Bullitt County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Shepherdsville City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00 (+104.5%)	$245,000 (+50.19%) Land $45,000 Building $200,000	$245,000 (+50.19%) Land $45,000 Building $200,000
2024	$1,400.00 (+0.57%) Homeowner's exemption	$163,122 (-) Building $163,122	$163,122 (-) Building $163,122
2023	$1,392.00 Homeowner's exemption	$163,122 Building $163,122	$163,122 Building $163,122

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	12 (1997–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.