St. Clair County property record for 123 Cherryl Ln, Algonac, MI 48001
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 3,847 sqft · built 1987 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $914,500 (Sep 2021) |
| Tax Bill | $10,837 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-01-129-0133-000 |
| Primary APN | 74-01-129-0133-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,847 sqft Living Area |
| 1st Floor Area | 2,101 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 134 ft deep x 157 ft wide |
| Garage Area | 1,576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 123 CHERRYL LN |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001-1100 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-1 |
| Legal Description | LOT 547 & THAT PART OF LOTS 548 & 549 LYING NE OF A 40' CANAL ADJ TO ESCAPE ISLAND ON N, & E OF PARADISE ISLAND CONDOMINIUM SUPERVISOR ROY T. GILBERT'S PLAT NO. 4 |
| Legal Subdivision | PARADISE ISLAND CONDOMINIUM |
| Legal Lot Number | 547-549 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ALGONAC |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-129-0133-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 CHERRYL LN, ALGONAC, MI 48001-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK |
| Sep 27, 2021 | Deed, Transfer · Conventional Mortgage TRI COUNTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Deed Document Number | 202127323 |
| Deed Book / Page | 5426 / 216 |
| Prior Transfer Date | Dec 11, 2014 |
| Prior Transfer Doc | 004568/370 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 123 CHERRYL LN, ALGONAC, MI 48001-1100 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4784 GLOVER RD, ALMONT, MI 48003-8815 |
| Investor | Possibly a Property Investor |
| Document Number | 0005624970 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 5624/970 |
| Instrument | 2023009529 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 27, 2021 |
| Property Address | 123 CHERRYL LN, ALGONAC, MI 48001-1100 |
| Document Number | 5426216 |
| Book / Page | 5426 / 216 |
| Map Reference | LB 49 PG 1 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021027323 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,858.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 COMMODORE DR, 13, SALEM, SC 29676-4241 |
| Name | Verified Name |
|---|---|
| Address | 123 CHERRYL LN, ALGONAC, MI 48001-1100 |
| Investor | Possibly a Property Investor |
| Document Number | 2021027324 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021027324 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,837.00 (-44.27%) Homeowner's exemption | $554,500 (+16.2%) | |
| 2024 | $19,445.00 (+17.69%) | $1,109,000 (+16.2%) | |
| 2023 | $477,200 | ||
| 2022 | $16,522.00 | $954,400 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 85 (1980–2021) |
| Claims Outside the SFHA | 44 of 85 |
| Most Recent Claim | Feb 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
Based on FCC filings for 257 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ALGONAC serves 4,110 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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