123 Central Ave, Osseo, MN 55369 Property Records

Hennepin County property record for 123 Central Ave, Osseo, MN 55369

Property Summary

Property Type	Commercial
Details	built 1930
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Sep 2021)
Tax Bill	$11,916 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-119-22-14-0105`

Property Details

APN / Parcel Number

Primary APN	`13-119-22-14-0105`

Interior

Flooring	Carpet

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Construction Type	Mixed
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	165 ft deep x 93 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	123 CENTRAL AVE
City	OSSEO
State	MN
Zip	55369-1242
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 007 BLOCK 022 A OSSEO LOT 7 AND N 30 FT OF LOT 8 E 93 X 165
Legal Range	22
Legal Township	119
Legal Section	13
Legal Quarter	14
Legal Subdivision	OSSEO
Legal Block	22
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	OSSEO
Census Block Group	2
Census Block	2023
Census Tract	26702

Owner

123 Central Ave, a commercial property, is owned by a company that bought it in September 2021.

Source: Hennepin County records, as of June 25, 2026

Owner of Record	Company Name on File
Mailing Address	3505 VICKSBURG LN N, 300, MINNEAPOLIS, MN 55447-1346
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE WEST
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE WEST
Aug 23, 2017	Loan Modification, Mortgage US BK
Aug 15, 2017	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Sep 15, 2021 · Amount on File
Deed Document Number	202111024436
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0A11024436
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 29, 2021
Property Address	123 CENTRAL AVE, OSSEO, MN 55369-1242
Document Number	0A11024436
Instrument Date	Sep 2, 2021
Instrument	A11024436
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 VICKSBURG LN N STE 300, 300, PLYMOUTH, MN 55447-1346

Mortgage

Document Number	0A11024437
Date	Sep 29, 2021
Instrument	A11024437

Lender

Name	BANK OF THE WEST
Type	Bank
Address	MINNEAPOLIS, MN 55437

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 2, 2041

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 15, 2021
Property Address	123 CENTRAL AVE, OSSEO, MN 55369-1242
Document Number	0T05877014
Instrument Date	Sep 2, 2021
Instrument	T05877014
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 VICKSBURG LN N STE 300, 300, PLYMOUTH, MN 55447-1346

Mortgage

Document Number	0T05877015
Date	Sep 15, 2021
Instrument	T05877015

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 2, 2041

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	123 CENTRAL AVE, OSSEO, MN 55369-1242
Document Number	0010530539
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7262 162ND LN NW RAMSEY MN 553033639, RAMSEY, MN 55303-3639

Mortgage

Document Number	0010530539
Date	Feb 20, 2018
Instrument	10530539

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54901

Agreement

Term	60 Months
Due	Feb 19, 2023

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	123 CENTRAL AVE, OSSEO, MN 55369-1242
Document Number	0005481140
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7262 162ND LN NW RAMSEY MN 553033639, RAMSEY, MN 55303-3639

Mortgage

Document Number	0005481140
Date	Oct 2, 2017
Instrument	5481140

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54901

Agreement

Term	60 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 123 Central Ave was $11,916.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Osseo City
Unified School District	Osseo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,916.00	$384,000 Land $159,000 Building $225,000	$384,000 Land $159,000 Building $225,000
2023	$8,879.00
2022		$322,000 Land $159,000 Building $163,000	$322,000 Land $159,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 123 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Osseo serves 2,650 people · EPA ID MN1270042
Water Source	Purchased groundwater from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber, T-Mobile.

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