123 Center Ave E, Dilworth, MN 56529 Property Records

Clay County property record for 123 Center Ave E, Dilworth, MN 56529

Property Summary

Property Type	Commercial
Details	built 1938
Lot Size	0.25 acres (11,004 sqft)
Owner	Company Name on Record
Last Sale	$132,000 (Nov 2021)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52.650.0900`

Property Details

APN / Parcel Number

Primary APN	`52.650.0900`

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	11,004 sqft (0.25 acres)

Location & Zoning

Street Address	123 CENTER AVE E
City	DILWORTH
State	MN
Zip	56529
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISIONNAME ORIGINAL DILWORTH SUBDIVISIONCD 52650 LOT 6 6 (LESS HWY.) DILWORTH CITY
Legal Range	48
Legal Township	139
Legal Section	11
Legal Subdivision	ORIGINAL DILWORTH
Legal Block	6
Legal Lot Number	6
Jurisdiction	CLAY MN
Township / Civil Division	DILWORTH
Census Block Group	3
Census Block	3017
Census Tract	30112

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1307 ELM CIR N, FARGO, ND 58102-2749
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWN AND COUNTRY CREDIT UNION
Mar 27, 2024	Deed of Trust, Mortgage · Commercial Mortgage TOWN & COUNTRY CU
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage TOWN & COUNTRY CU
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Oct 30, 2006 · Amount on Record
Deed Document Number	2021822816
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	Jun 10, 2026
Property Address	123 CENTER AVE E, DILWORTH, MN 56529
Document Number	0000865329
Instrument Date	Jun 1, 2026
Instrument	2026865329
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1307 ELM CIR N, FARGO, ND 58102-2749

Mortgage

Document Number	0000865329,
Date	Jun 10, 2026
Instrument	2026865329

Lender

Name	TOWN AND COUNTRY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	123 CENTER AVE E, DILWORTH, MN 56529
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000844644
Date	Mar 27, 2024
Instrument	844644

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2029

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	123 CENTER AVE E, DILWORTH, MN 56529
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000832509
Date	Sep 22, 2022
Instrument	832509

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 8, 2021
Property Address	123 CENTER AVE E, DILWORTH, MN 56529
Document Number	0000822816
Instrument Date	Nov 8, 2021
Instrument	822816
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$435.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 ELM CIR N, FARGO, ND 58102-2749

Mortgage

Document Number	0000822817
Date	Nov 8, 2021
Instrument	822817

Lender

Name	WESTERN STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000822819
Date	Nov 8, 2021
Instrument	822819

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 8, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Dilworth City
Unified School District	Dilworth-Glyndon-Felton (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (+1.83%)	$144,700 (+1.54%) Land $50,000 Building $94,700	$144,700 (+1.54%) Land $50,000 Building $94,700
2025		$142,500 (+3.11%) Land $50,000 Building $92,500	$142,500 (+3.11%) Land $50,000 Building $92,500
2023	$3,708.00	$138,200 Land $40,000 Building $98,200	$138,200 Land $40,000 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Dilworth serves 4,918 people · EPA ID MN1140003
Water Source	Purchased surface water from Moorhead
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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