Monterey County property record for 123 Centennial Dr, Gonzales, CA 93926
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,397 sqft · built 1984 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-212-011-000 |
| Primary APN | 020-212-011-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,397 sqft Living Area |
| 1st Floor Area | 1,397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Area | 329 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 123 CENTENNIAL DR |
|---|---|
| City | GONZALES |
| State | CA |
| Zip | 93926-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW ESTATES UNIT NO 1 TRACT NO 888 LOT 38 |
| Legal Subdivision | FAIRVIEW ESTATES UNIT NO 1 |
| Legal Tract | 888 |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | GONZALES |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10804 |
123 Centennial Dr is owned by two individuals who acquired it in September 2006.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1668, GONZALES, CA 93926-1668 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 5, 2006 |
| Transfer Doc | 0000080252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 123 CENTENNIAL DR, GONZALES, CA 93926-2606 |
| Document Number | 0000012900 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202612900 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 123 CENTENNIAL DR, GONZALES, CA 93926-2606 |
| Document Number | 0000012900, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 202612900 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 123 CENTENNIAL DR, GONZALES, CA 93926-2606 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 123 CENTENNIAL DR, GONZALES, CA 93926-2606 |
| Document Number | 0000070091 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021070091 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 123 CENTENNIAL DR, GONZALES, CA 93926-2606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 123 CENTENNIAL DR, GONZALES, CA 93926-2606 |
| Document Number | 0000056731 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021056731 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 123 Centennial Dr was $1,973.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Gonzales City |
| Unified School District | Gonzales Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $168,508 (+2%) Land $42,246 Building $126,262 | |
| 2025 | $1,973.00 | $165,205 Land $41,418 Building $123,787 |
| 2023 | $1,850.00 (-3.14%) | $158,791 Land $39,810 Building $118,981 |
| 2022 | $1,910.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 123 Centennial Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1995–1998) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 Centennial Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GONZALES serves 8,333 people · EPA ID CA2710007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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