Franklin County property record for 123 Cedar Rdg, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 2002 |
| Lot Size | 0.418 acres (18,236 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,544 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-40-10-012.00 |
| Primary APN | 073-40-10-012.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,236 sqft (0.418 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 71619 |
|---|---|
| Street Address | 123 CEDAR RDG |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-1495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARNOLD RIDGE 2 LOT 132 |
| Legal Subdivision | ARNOLD RIDGE 2 |
| Legal Phase | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70102 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 CEDAR RDG, FRANKFORT, KY 40601-1495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Oct 15, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2019 |
| Transfer Doc | D589/167 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 123 CEDAR RDG, FRANKFORT, KY 40601-1495 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1572/573 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | M1572/573 |
| Instrument | 514337 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Oct 15, 2019 |
| Property Address | 123 CEDAR RDG, FRANKFORT, KY 40601-1495 |
| Document Number | D589/167 |
| Book / Page | D589 / 167 |
| Map Reference | CAB D SL 287-288 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 495772 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 CEDAR RDG, 123, FRANKFORT, KY 40601-1495 |
| Name | Verified Name |
|---|---|
| Address | 209 CITATION CT, FRANKFORT, KY 40601-5371 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,544.00 (-1.84%) | $178,000 (-) Land $23,000 Building $155,000 | $178,000 (-) Land $23,000 Building $155,000 |
| 2023 | $1,573.00 (-3.38%) | $178,000 (-) | $178,000 (-) |
| 2022 | $1,628.00 Homeowner's exemption | $178,000 | $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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