Shelby County property record for 123 Cedar Cove Dr, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,820 sqft · built 1989 |
| Lot Size | 0.458 acres (19,989 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,900 (Jul 2021) |
| Tax Bill | $1,789 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131114003004032 |
| Primary APN | 131114003004032 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Heated Area |
| 1st Floor Area | 910 sqft |
| Upper Floors Area | 910 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 390 sqft |
| Unfinished Basement | 130 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,989 sqft (0.458 acres) |
| Lot Dimensions | 199 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 276 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 CEDAR COVE DR |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 11 |
| Legal Subdivision | CEDAR COVE PHASE 3 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30316 |
Source: Shelby County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 CEDAR COVE DR, PELHAM, AL 35124-1659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jul 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 17, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 2021359450 |
| Prior Transfer Date | Oct 10, 2011 |
| Prior Transfer Doc | 0000312770 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 123 CEDAR COVE DR, PELHAM, AL 35124-1659 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000210690 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 20210428000210690 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | ELBA, NY 14058 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jul 26, 2021 |
| Property Address | 123 CEDAR COVE DR, PELHAM, AL 35124-1659 |
| Document Number | 0000359450 |
| Map Reference | MB 10 PG 34 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 20210726000359450 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 430 HOLLAND LAKES DR N # 1, 1, PELHAM, AL 35124-3969 |
| Document Number | 0000359460 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 20210726000359460 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 17, 2021 |
| Property Address | 123 CEDAR COVE DR, PELHAM, AL 35124-1659 |
| Document Number | 0000241780 |
| Map Reference | MB 10 PG 34 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 20210517000241780 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2638 MYKIN DR, NEW PORT RICHEY, FL 34655 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,789.00 (+16.62%) | $30,860 (+13.62%) | $308,500 (+13.59%) Land $75,000 Building $233,500 |
| 2023 | $1,534.00 (+1.79%) | $27,160 (+1.72%) | $271,600 (+1.76%) Land $70,000 Building $201,600 |
| 2022 | $1,507.00 | $26,700 | $266,900 Land $70,000 Building $196,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 76 (1979–2021) |
| Claims Outside the SFHA | 12 of 76 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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