123 Carnation St, Saint Johns, FL 32259 Property Records

St. Johns County property record for 123 Carnation St, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,648 sqft · built 2017
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$318,635 (Oct 2017)
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023671-0860`

Property Details

APN / Parcel Number

Primary APN	`023671-0860`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	1,206 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	256 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 CARNATION ST
City	SAINT JOHNS
State	FL
Zip	32259-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	73/54-61 HERITAGE OAKS AT ST JOHNS LOT 86 OR4446/359
Legal Range	28E
Legal Township	05S
Legal Section	07
Legal Subdivision	HERITAGE OAKS AT ST JOHNS
Legal Block	1
Legal Lot Number	86
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2015
Census Tract	20811

Owner

123 Carnation St is owned and occupied by two individuals who bought it in October 2017.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 CARNATION ST, SAINT JOHNS, FL 32259-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Oct 10, 2017	Grant Deed, Transfer · VA Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Deed Document Number	201768734
Deed Book / Page	4446 / 359
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	123 CARNATION ST, SAINT JOHNS, FL 32259-2222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051490182
Date	Jan 11, 2021
Book Page	5149/182
Instrument	2021003551

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 10, 2017
Property Address	123 CARNATION ST, SAINT JOHNS, FL 32259-2222
Document Number	0044460359
Book / Page	004446 / 000359
Instrument Date	Oct 6, 2017
Instrument	68734
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 CARNATION ST ST JOHNS FL 322592222, ST JOHNS, FL 32259-2222

Mortgage

Document Number	44460361
Date	Oct 10, 2017
Book Page	004446/000361
Instrument	68735

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 123 Carnation St was $3,844 with a homeowner's exemption, up 12.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,494 (+2.7%)	$390,432 (-5.82%) Land $90,000 Building $300,432
2025	$3,844.00 (+12.79%) Homeowner's exemption	$299,410 (+2.9%)	$414,573 (-6.63%) Land $100,000 Building $314,573
2024	$3,408.00 (+2.04%) Homeowner's exemption	$290,972 (+3%)	$444,001 (-0.52%) Land $100,000 Building $344,001
2023	$3,340.00 (+2.99%) Homeowner's exemption	$282,497 (+3%)	$446,344 (+12.04%) Land $100,000 Building $346,344
2022	$3,243.00 Homeowner's exemption	$274,269	$398,395 Land $89,600 Building $308,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Carnation St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Carnation St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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