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123 Campbell St, Spindale, NC 28160 Property Records

Rutherford County property record for 123 Campbell St, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1925
Lot Size0.339 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$74,000 (Apr 2021)
Tax Bill$670 (2022)
Deeds & MortgagesJul 2021 Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN1215084

Property Details

APN / Parcel Number

Primary APN1215084
Alternative APN
  • 21145

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1966
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
PorchOpen Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number21145
Street Address123 CAMPBELL ST
CitySPINDALE
StateNC
Zip28160-1314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionJH CAMPBELL LO4&5 PL4-66
Legal Block1
Legal Lot Number4,5
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1016
Census Tract960600

Owner

Source: Rutherford County records · APN 1215084

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address117 SCHERER DR, RUTHERFORDTON, NC 28139-2315
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Apr 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Deed Document Number0002045450
Deed Book / Page2045 / 450
Record UpdatedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address123 CAMPBELL ST, SPINDALE, NC 28160-1314
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020491011
DateJul 23, 2021
Book Page2049/1011
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateApr 14, 2021
Property Address123 CAMPBELL ST, SPINDALE, NC 28160-1314
Document Number0020450450
Book / Page2045 / 450
Map ReferenceMB 4 PG 175
Instrument DateApr 13, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Tax$148.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address257 W MOUNTAIN ST, 257, RUTHERFORDTON, NC 28139-2137

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address117 SCHERER DR, RUTHERFORDTON, NC 28139-2315

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$90,300 Land $10,000 Building $80,300$90,300 Land $10,000 Building $80,300
2022$670.00
2021$670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), as of April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619606001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Based on FCC filings for 113 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0181035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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