123 Buchanan Lp Rd, Sylva, NC 28779 Property Records

Jackson County property record for 123 Buchanan Lp Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,390 sqft · built 1902
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jan 2023)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7640-28-5273`

Property Details

APN / Parcel Number

Primary APN	`7640-28-5273`
Alternative APN	`176887`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,390 sqft Heated Area
1st Floor Area	1,886 sqft
Upper Floors Area	504 sqft
Basement Area	252 sqft
Unfinished Basement	252 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1967
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	28 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	123 BUCHANAN LOOP RD
City	SYLVA
State	NC
Zip	28779-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR1
Legal Description	BUCHANAN LOOP
Jurisdiction	JACKSON NC
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2034
Census Tract	950400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Construction Mortgage UNITED FCU
Jan 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 7, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2023 · Amount on Record
Deed Sale	Jan 11, 2023 · Amount on Record
Prior Sale	Dec 7, 2018 · Amount on Record
Deed Book / Page	2349 / 1234
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739

Mortgage

Document Number	0024080766
Date	Nov 7, 2025
Book Page	2408/766

Lender

Name	UNITED FCU
Type	Credit Union
Address	150 HILLTOP RD, SAINT JOSEPH, MI 49085

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 11, 2023
Property Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739
Document Number	0023491234
Book / Page	2349 / 1234
Instrument Date	Jan 11, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 LAKEWAY DR, MILLS RIVER, NC 28759-4101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739

Mortgage

Document Number	0023491237
Date	Jan 11, 2023
Instrument	2349/1237

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023070554
Date	Jul 12, 2021
Book Page	2307/554

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 7, 2018
Property Address	123 BUCHANAN LOOP RD, SYLVA, NC 28779-9739
Document Number	0022280459
Book / Page	2228 / 459
Instrument Date	Dec 7, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022280462
Date	Dec 7, 2018
Book Page	2228/462

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2025
Index	1-Year CMT

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Municipality	Webster Town
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,889 (+107.58%) Land $57,430 Building $619,459
2025	$2,572.00 (+107.59%)
2023	$1,239.00	$326,090 Land $57,430 Building $268,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1991–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BalsamWest FiberNET.

Cell Coverage

5G (outdoors only) and 4G LTE

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