123 Brownfield Loop, Elkton, MD 21921 Property Records

Cecil County property record for 123 Brownfield Loop, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,176 sqft · built 1991
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Apr 2019)
Tax Bill	$3,370 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-005662`

Property Details

APN / Parcel Number

Primary APN	`02-005662`
Alternative APNs	`2005662` `005662`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Built-in
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	210 sqft
Shed	1 Shed
Shed Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005662
Street Address	123 BROWNFIELD LOOP
City	ELKTON
State	MD
Zip	21921-8109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 37 - .46 ACRE 123 BROWNFIELD LOOP DEERHAVEN
Legal Subdivision	DEERHAVEN
Legal Lot Number	37
Jurisdiction	CECIL MD
Township / Civil Division	2, CHESAPEAKE CITY
Census Block Group	1
Census Block	1019
Census Tract	30200

Owner

123 Brownfield Loop is owned and occupied by two individuals who bought it in April 2019.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	123 BROWNFIELD LOOP, ELKTON, MD 21921-8109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 19, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Apr 19, 2019	Grant Deed, Transfer · Conventional Mortgage ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on File
Deed Sale	Apr 19, 2019 · Amount on File
Prior Sale	May 12, 2015 · Amount on File
Deed Book / Page	4386 / 447
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	123 BROWNFIELD LOOP, ELKTON, MD 21921-8109
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043650359
Date	Feb 28, 2019
Book Page	4365/359

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	123 BROWNFIELD LOOP, ELKTON, MD 21921-8109
Document Number	0047570309
Instrument Date	Dec 19, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 BROWNFIELD LOOP ELKTON MD 219218109, ELKTON, MD 21921-8109

Mortgage

Document Number	0047570309
Date	Dec 30, 2020
Book Page	004757/000309

Lender

Name	NATIONS LNDG
Address	4 SUMMIT PARK DR, INDEPENDENCE, OH 44131-6903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Apr 19, 2019
Property Address	123 BROWNFIELD LOOP, ELKTON, MD 21921-8109
Document Number	0043860447
Book / Page	004386 / 000447
Instrument Date	Apr 15, 2019
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	123 BROWNFIELD LOOP ELKTON MD 219218109, ELKTON, MD 21921-8109

Mortgage

Document Number	43860451
Date	Apr 19, 2019
Book Page	004386/000451

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 123 Brownfield Loop was $3,370, up 3.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,370.00 (+3.56%)	$305,300	$318,700 Land $95,000 Building $223,700
2025	$3,254.00
2023	$2,247.00	$261,433	$278,500 Land $95,000 Building $183,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Brownfield Loop in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	45 (1978–2024)
Claims Outside the SFHA	4 of 45
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Brownfield Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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