123 Bobcat Trl, Toccoa, GA 30577 Property Records

Stephens County property record for 123 Bobcat Trl, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,038 sqft · built 2004
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on Record
Last Sale	$84,900 (Dec 2006)
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023 126`

Property Details

APN / Parcel Number

Primary APN	`023 126`
Alternative APN	`522720`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,038 sqft Heated Area
Basement Area	1,457 sqft
Unfinished Basement	1,457 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	107,593 sqft (2.47 acres)
Garage Area	492 sqft

Exterior Amenities

Porch	Slab
Porch Area	420 sqft
Deck Area	49 sqft
Patio Area	49 sqft
Lean-To	120 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	522720
Street Address	123 BOBCAT TRL
City	TOCCOA
State	GA
Zip	30577-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PT TRACT 5 BOBCAT TRL
Legal Subdivision	0100 - PRIMARY - SF
Legal Tract	5
Legal Lot Number	3-4
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2089
Census Tract	970401

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 BOBCAT TRAIL PRIVATE DR, TOCCOA, GA 30577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Jun 6, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK
Jun 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2006 · Amount on Record
Deed Sale	Dec 22, 2006 · Amount on Record
Prior Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	20062010
Deed Book / Page	789 / 235
Last Transfer Date	Jun 6, 2022
Transfer Doc	0013000418
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	123 BOBCAT TRL, TOCCOA, GA 30577-4500
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BOBCAT TRL, TOCCOA, GA 30577-4500

Mortgage

Document Number	0013000000000423
Date	Jun 14, 2022
Book Page	0000001300/0000000423

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 6, 2022
Property Address	123 BOBCAT TRL, TOCCOA, GA 30577-4500
Document Number	0013000418
Book / Page	1300 / 418
Instrument Date	Jun 6, 2022
Instrument	2022-000898
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BOBCAT TRL, TOCCOA, GA 30577-4500
Investor	Possibly a Property Investor

Mortgage

Document Number	0001300423
Date	Jun 6, 2022
Instrument	1300/423

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Jan 1, 2037

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 6, 2022
Property Address	123 BOBCAT TRL, TOCCOA, GA 30577-4500
Document Number	0013000440
Book / Page	1300 / 440
Instrument Date	Jun 6, 2022
Instrument	2022-000904
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BOBCAT TRL, TOCCOA, GA 30577-4500

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00 (+20.07%) Homeowner's exemption	$125,953 (+53.26%) Land $4,721 Building $121,232	$314,883 (+53.26%) Land $11,802 Building $303,081
2023	$2,387.00 (+2.62%) Homeowner's exemption	$82,183 (+5.18%) Land $4,721 Building $77,462	$205,458 (+5.18%) Land $11,802 Building $193,656
2022	$2,326.00 Homeowner's exemption	$78,136 Land $4,721 Building $73,415	$195,339 Land $11,802 Building $183,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Windstream DSL	10 / 1

May also be available: T-Mobile, TruVista Communications.

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