123 Bay Lake Ct, Ormond Beach, FL 32174 Property Records

Flagler County property record for 123 Bay Lake Ct, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage2,198 sqft Heated Area
Lot Size12,676 sqft (0.291 acres)
PoolPool, Enclosed
OccupancyOwner Occupied
Last Sale$250,000 (2013)
Tax Bill$428.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1C020-1230

Interior

Full Baths2 Baths
Building Area2,198 sqft Heated Area
Gross Area3,071 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,676 sqft (0.291 acres)
Driveway1 Driveway
Driveway Area960 sqft Driveway
Pool TypePool, Enclosed Pool Type
Pool Area260 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address123 BAY LAKE CT
CityORMOND BEACH
StateFL
Zip32174-9252
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY PHASE 1C-F UNIT 2 LOT 123 OR 712 PG 148 OR 1933/1079
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1C
Legal Lot Number123
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3018
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-1230

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address123 BAY LAKE CT, ORMOND BEACH, FL 32174-9252
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2013 · Amount on Record
Deed SaleApr 11, 2013 · Amount on Record
Deed Doc Number0019331079
Deed Book / Page1933 / 1079
Record RefreshedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address123 BAY LAKE CT, ORMOND BEACH, FL 32174-9252
Document Number0022940721
Instrument DateJul 06, 2018
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 BAY LAKE CT ORMOND BEACH FL 321749252, ORMOND BEACH, FL 32174-9252

Mortgage

Document Number0022940721
DateJul 20, 2018
Book Page002294/000721
Instrument27106
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 19, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$218,068 (+5.99%)$421,900 (+7.16%) Land $60,000 Building $361,900
2024$428.00
2023$428.00 (+42.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$205,749 (+3%)$393,707 (+9.86%) Land $60,000 Building $333,707
2022$300.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$199,757$358,380 Land $60,000 Building $298,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 794 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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