St. Charles County property record for 123 Barsack Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,954 sqft · built 1986 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,000 (Nov 2019) |
| Tax Bill | $3,805 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A870003304 |
| Primary APN | A870003304 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 92 sqft |
| Patio Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A870003304 |
|---|---|
| Old Parcel Number | A870003304 |
| Street Address | 123 BARSACK CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINEYARDS #2 LOT 374 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | VINEYARDS #2 |
| Legal Lot Number | 374 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311132 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 123 BARSACK CT, SAINT CHARLES, MO 63304-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Jun 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 5, 2019 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2019 · Amount on Record |
| Deed Sale | Nov 5, 2019 · Amount on Record |
| Prior Sale | Feb 14, 2013 · Amount on Record |
| Deed Document Number | 0071762094 |
| Deed Book / Page | 7176 / 2094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 123 BARSACK CT, SAINT CHARLES, MO 63304-1414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 122 BARSACK CT, SAINT CHARLES, MO 63304-1414 |
| Document Number | 2021R082962 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021R-082962 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 123 BARSACK CT, SAINT CHARLES, MO 63304-1414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0070822150 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 7082/2150 |
| Instrument | 20190603000265010 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 5, 2019 |
| Property Address | 123 BARSACK CT, SAINT CHARLES, MO 63304-1414 |
| Document Number | 0071762094 |
| Book / Page | 7176 / 2094 |
| Map Reference | MB 26 PG 59 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 20191105000632490 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SYNERGY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9208 BLUEWOOD LN NE, 9208, ALBUQUERQUE, NM 87122-1038 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 BARSACK CT, SAINT CHARLES, MO 63304-1414 |
| Document Number | 20191105000632500 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 20191105000632500 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,805.00 | $64,117 (+4.86%) | $337,458 (+4.86%) Land $65,000 Building $272,458 |
| 2023 | $61,146 | ||
| 2022 | $321,823 Land $55,000 Building $266,823 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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