Otsego County and Butternuts Town property record for 123 Baker Rd, Worcester, NY 12197
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,998 sqft · built 1800 |
| Lot Size | 20 acres (873,814 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,020 (2026) |
| Deeds & Mortgages | May 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 362201 282.15-1-2.01 |
| Primary APN | 362201 282.15-1-2.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Upper Floors Area | 546 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 873,814 sqft (20 acres) |
| Lot Width | 1,774 ft Width |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 654 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 026400 |
|---|---|
| Street Address | 123 BAKER RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 991 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 2.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | BUTTERNUTS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 591500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gilbertsville Historic District (Boundary Increase) listed 1982 · 122 contributing resources · NRIS 82001232 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
123 Baker Rd, a rural home, is owned and occupied by two individuals.
Source: Otsego County and Butternuts Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 228, GILBERTSVILLE, NY 13776-0228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 24, 2021 |
| Property Address | 123 BAKER RD, WORCESTER, NY 12197-3419 |
| Document Number | 0000000857 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021-2857 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 E 82ND ST, NEW YORK, NY 10028-7116 |
The 2026 property tax bill for 123 Baker Rd was $7,020 with exemptions applied.
Source: Otsego County and Butternuts Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Butternuts Town |
| Municipality | Gilbertsville Village |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,020.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $157,800 Land $51,200 Building $106,600 | $232,059 Land $75,294 Building $156,765 | |
| 2023 | $157,800 Land $51,200 Building $106,600 | $201,276 Land $65,306 Building $135,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Baker Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2006–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Baker Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Frontier Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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