Garrett County property record for 123 B St, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,386 sqft · built 1993 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $247,500 (Apr 2026) |
| Tax Bill | $2,424 (2026) |
| Deeds & Mortgages | Apr 2026 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-021695 |
| Primary APN | 16-021695 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,386 sqft Total Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Deck Area | 200 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 021695 |
|---|---|
| Street Address | 123 B ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11761 SQ FT E/S B ST EXTENSION MT LAKE PARK |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 4 |
| Census Block | 4074 |
| Census Tract | 700 |
123 B St is held in a trust since April 2026.
Source: Garrett County records, as of September 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 500 N STATE COLLEGE BLVD, 1300, ORANGE, CA 92868-6613 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Aug 21, 1997 · Amount on File |
| Deed Book / Page | 2676 / 242 |
| Prior Transfer Date | Feb 5, 2026 |
| Prior Transfer Doc | 2676000242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Apr 1, 2026 |
| Property Address | 123 B ST, OAKLAND, MD 21550-3505 |
| Document Number | 2676000242 |
| Book / Page | 2676 / 242 |
| Instrument Date | Feb 5, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $249,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
The 2026 property tax bill for 123 B St was $2,424, up 11.9% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Mountain Lake Park Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,424.00 (+11.91%) | $163,500 (+2.64%) | $171,900 (+7.91%) Land $20,000 Building $151,900 |
| 2025 | $2,166.00 Homeowner's exemption | $159,300 Land $20,000 Building $139,300 | $159,300 Land $20,000 Building $139,300 |
| 2023 | $2,115.00 Homeowner's exemption | $138,367 | $159,300 Land $20,000 Building $139,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 B St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 B St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
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