123 Azalea Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 123 Azalea Dr, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details2,585 sqft · built 1995
OwnerOwner Name on Record
Tax Bill$83 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN309-02-00-051-SDE

Property Details

APN / Parcel Number

Primary APN309-02-00-051-SDE
Alternative APN
  • 29442

Interior

Stories1 Story
Building Area2,585 sqft Gross Area
Gross Area1,971 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area40 sqft
Deck Area154 sqft

Location & Zoning

Account Number29442
Old Parcel Number309-02-00-051 SDE
Street Address123 AZALEA DR
CityLUGOFF
StateSC
Zip29078-9061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionDIST:277F MAP REF:BK R366 PG 27
Legal SubdivisionPEPPER RDG SOUTH PH 2
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address123 AZALEA DR, LUGOFF, SC 29078-9061
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED ALLIANCE MORTGAGE LLC
Oct 23, 2020Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK
Dec 18, 2019Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK
Sep 7, 2018Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Nov 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
ALLSOUTH FCU

Assessor's Deed Record

Last Transfer DateApr 16, 2008
Transfer Doc0023480209
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address123 AZALEA DR, LUGOFF, SC 29078-9061
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202510136
DateNov 26, 2025
Book Page5477/272
Instrument2025-10136
Lender
NameUNITED ALLIANCE MORTGAGE LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85258
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address123 AZALEA DR, LUGOFF, SC 29078-9061
Document Number0000010551
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedDec 9, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 AZALEA DR LUGOFF SC 290789061, LUGOFF, SC 29078-9061

Mortgage

Document Number0000010551
DateNov 6, 2020
Book Page004342/000203
Instrument10551
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address123 AZALEA DR, LUGOFF, SC 29078-9061
Document Number0000000656
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 AZALEA DR LUGOFF SC 290789061, LUGOFF, SC 29078-9061

Mortgage

Document Number0000000656
DateJan 24, 2020
Book Page004157/000290
Instrument656
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address123 AZALEA DR, LUGOFF, SC 29078-9061
Document Number0000007244
Instrument DateSep 7, 2018
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 AZALEA DR LUGOFF SC 290789061, LUGOFF, SC 29078-9061

Mortgage

Document Number0000007244
DateSep 13, 2018
Book Page003918/000030
Instrument7244
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 12, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address123 AZALEA DR, LUGOFF, SC 29078-9061
Document Number0000009203
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 AZALEA DR LUGOFF SC 290789061, LUGOFF, SC 29078-9061

Mortgage

Document Number0000009203
DateNov 16, 2017
Book Page003779/000118
Instrument9203
Lender
NameALLSOUTH FCU
TypeCredit Union
AddressCOLUMBIA, SC 29201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 15, 2032

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83.00$208,000 (-) Land $30,000 Building $178,000$208,000 (-)
2023$83.00$208,000 Land $30,000 Building $178,000$208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
TruVista Communications
Cable
500 / 50
Verizon
Fixed Wireless
300 / 20

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