Polk County property record for 123 Ave E SW, Winter Haven, FL 33880
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 968 sqft · built 1915 |
| Lot Size | 0.152 acres (6,604 sqft) |
| Owner | Company Name on Record |
| Last Sale | $72,100 (May 2005) |
| Tax Bill | $802 (2025) |
| Deeds & Mortgages | May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-634030-005170 |
| Primary APN | 26-28-29-634030-005170 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 968 sqft Living Area |
| Gross Area | 1,312 sqft |
| 1st Floor Area | 968 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,604 sqft (0.152 acres) |
| Lot Dimensions | 133 ft deep x 50 ft wide |
| View / Lot | Agricultural |
| Porch | Unfinished Porch |
| Porch Area | 344 sqft |
| Street Address | 123 AVENUE E SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-3426 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | REVISED PLAT OF BLKS 4 5 6 7 OF SOUTH COLLEGE ADD PB 4 PG 74 S29 T28 R26 BLK 5 LOT 17 |
| Legal Subdivision | SOUTH COLLEGE ADDITION REVISED |
| Legal Tract | 634030 |
| Legal Block | 4,5 |
| Legal Lot Number | 17 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13901 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 218 E PINE ST, LAKELAND, FL 33801-4967 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2005 · Amount on Record |
| Deed Sale | May 26, 2005 · Amount on Record |
| Prior Sale | Sep 16, 1994 · Amount on Record |
| Deed Document Number | 2005122118 |
| Deed Book / Page | 6220 / 1688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 123 AVENUE E SW, WINTER HAVEN, FL 33880-3426 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000120338 |
|---|---|
| Date | May 23, 2023 |
| Book Page | 12701/1666 |
| Instrument | 2023120338 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,894 (-0.7%) Land $25,091 Building $16,803 | $41,894 (-0.7%) Land $25,091 Building $16,803 | |
| 2025 | $802.00 (-3.49%) | $42,189 (-2.31%) Land $25,091 Building $17,098 | $42,189 (-2.31%) Land $25,091 Building $17,098 |
| 2023 | $831.00 (+2.21%) | $43,187 (+3.18%) Land $25,091 Building $18,096 | $43,187 (+3.18%) Land $25,091 Building $18,096 |
| 2022 | $813.00 | $41,857 Land $25,091 Building $16,766 | $41,857 Land $25,091 Building $16,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Alternative Choice Wireless, AT&T, Frontier.
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