123 Arredondo Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 123 Arredondo Ave, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,450 sqft · built 2017
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Apr 2023)
Tax Bill	$10,071 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`217170-0140`

Property Details

APN / Parcel Number

Primary APN	`217170-0140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	1,519 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Finished/Open Porch
Porch Area	180 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 ARREDONDO AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-3790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-98 DAVIS SHORES LOT 14 BLK 22 OR5741/1084
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	DAVIS SHORES OCEAN VIEW SECTION
Legal Block	22
Legal Lot Number	14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2025
Census Tract	20500

Owner

123 Arredondo Ave is owned and occupied by an individual who bought it in April 2023.

Source: St. Johns County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit BARWICK BKNG COMPANY
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 18, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Sep 2, 2020	Intrafamily Transfer, Transfer · VA Mortgage GLOBAL EQUITY FINANCE INC
Dec 8, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Sep 2, 2020
Deed Document Number	202328790
Deed Book / Page	5741 / 1084
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0050320164
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2026
Property Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790
Document Number	0000032254
Book / Page	6344 / 1985
Instrument Date	Mar 17, 2026
Instrument	202632254
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790

Mortgage

Document Number	0000032254,
Date	Apr 16, 2026
Book Page	6344/1985
Instrument	202632254

Lender

Name	BARWICK BKNG COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790

Mortgage

Document Number	0053271677
Date	Jul 27, 2021
Book Page	5327/1677
Instrument	2021082894

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 18, 2023
Property Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790
Document Number	0057411084
Book / Page	5741 / 1084
Map Reference	MB 3 PG 97-102
Instrument Date	Apr 17, 2023
Instrument	2023028790
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 ARREDONDO AVE, ST AUGUSTINE, FL 32080-3790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ARREDONDO AVE, ST AUGUSTINE, FL 32080-3790

Mortgage

Document Number	0057411086
Date	Apr 18, 2023
Instrument	5741/1086

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Sep 2, 2020
Property Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790
Document Number	0050320164
Book / Page	5032 / 164
Map Reference	MB 3 PG 97-102
Instrument Date	Jul 14, 2020
Instrument	2020074139
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790

Mortgage

Document Number	5032166
Date	Sep 2, 2020
Instrument	5032/166

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 8, 2017
Property Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790
Document Number	0044740385
Book / Page	4474 / 0385
Map Reference	MB3 PG97-102
Instrument Date	Dec 5, 2017
Instrument	2017083278
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,429.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1206, PONTE VEDRA BEACH, FL 32004-1206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ARREDONDO AVE, SAINT AUGUSTINE, FL 32080-3790

Mortgage

Document Number	2017083279
Date	Dec 8, 2017
Instrument	2017083279

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 123 Arredondo Ave was $10,071 with a homeowner's exemption, up 7.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,323 (+2.7%)	$747,197 (+0.52%) Land $235,125 Building $512,072
2025	$10,071.00 (+7.67%) Homeowner's exemption	$545,592	$743,360 Land $213,750 Building $529,610
2024	$9,354.00 (+28.56%)
2023	$7,276.00 (+3.04%) Homeowner's exemption	$416,591 (+3%)	$526,252 (-10.76%) Land $213,750 Building $312,502
2022	$7,061.00 Homeowner's exemption	$404,457	$589,727 Land $169,176 Building $420,551

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Arredondo Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 Arredondo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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