123 Apple Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 123 Apple Ln, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1963
Square Footage1,986 sqft Living Area
Lot Size8,538 sqft (0.196 acres)
GarageAttached, 516 sqft
OccupancyOwner Occupied
Tax Bill$2,276.00 (2025)

Owner

Source: Santa Cruz County records · APN 041-271-23

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address123 APPLE LN, APTOS, CA 95003-9609
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC
Dec 12, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 25, 2019
Transfer Doc0000039323
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address123 APPLE LN, APTOS, CA 95003-9609
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TI CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 APPLE LN, APTOS, CA 95003-9609

Mortgage

Document Number0000060538
DateDec 15, 2021
Instrument2021-0060538
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 12, 2019
Property Address123 APPLE LN, APTOS, CA 95003-9609
Document Number0000039323
Instrument DateNov 25, 2019
Instrument39323
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address123 APPLE LN APTOS CA 950039609, APTOS, CA 95003-9609

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$168,334 (+2%) Land $29,316 Building $139,018
2025$2,276.00 (+13.18%) Homeowner's exemption$165,033 (+4.04%) Land $28,741 Building $136,292
2023$2,011.00 (+2.29%) Homeowner's exemption$158,625 Land $27,625 Building $131,000$1,359,180
2022$1,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN041-271-23
Alternative APN
  • 041-271-23-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,986 sqft Living Area
Gross Area2,502 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area8,538 sqft (0.196 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area516 sqft Garage
TopographySteep Topography

Utilities and HVAC

SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address123 APPLE LN
CityAPTOS
StateCA
Zip95003-9609
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1002
Census Tract122204

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