123 Andover Ave, Reading, PA 19609 Property Records

Berks County property record for 123 Andover Ave, Reading, PA 19609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Feb 2019)
Tax Bill	$1,938 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4396-18-20-5960`

Property Details

APN / Parcel Number

Primary APN	`4396-18-20-5960`
Alternative APNs	`39-4396-18-20-5960` `39006010` `006010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,166 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Neighborhood
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39006010
Street Address	123 ANDOVER AVE
City	READING
State	PA
Zip	19609-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LINCOLN PARK
Legal Block	20
Legal Lot Number	89 90
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1001
Census Tract	11602

Owner

123 Andover Ave is owned and occupied by an individual who bought it in February 2019.

Source: Berks County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	123 ANDOVER AVE, READING, PA 19609-2470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed, Transfer · VA Mortgage WELLS FARGO BANK NA
Mar 7, 2017	Deed, Transfer · Conventional Mortgage FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on File
Deed Sale	Feb 25, 2019 · Amount on File
Prior Sale	Mar 7, 2017 · Amount on File
Deed Document Number	20195522
Record Updated	Oct 29, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 25, 2019
Property Address	123 ANDOVER AVE, READING, PA 19609-2470
Document Number	0000005522
Map Reference	MB 5 PG 22
Instrument Date	Jan 30, 2019
Instrument	2019005522
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ANDOVER AVE, READING, PA 19609-2470

Mortgage

Document Number	0000005523
Date	Feb 25, 2019
Instrument	2019005523

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 7, 2017
Property Address	123 ANDOVER AVE, READING, PA 19609-2470
Document Number	0000008252
Map Reference	MB 5 PG 22
Instrument Date	Mar 3, 2017
Instrument	2017008252
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ANDOVER AVE, WEST LAWN, PA 19609-2470

Mortgage

Document Number	0000008253
Date	Mar 7, 2017
Instrument	2017008253

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 123 Andover Ave was $1,938.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,938.00	$97,600 Land $34,100 Building $63,500	$34,100 Land $34,100
2024	$1,552.00	$97,600 Land $34,100 Building $63,500
1994			$97,600 Land $34,100 Building $63,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 Andover Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Andover Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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