123 Alexander Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 123 Alexander Ave, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,486 sqft · built 1953
Lot Size0.165 acres (7,194 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Jan 2026)
Tax Bill$18,733 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN13-02805-0000-00009

Property Details

APN / Parcel Number

Primary APN13-02805-0000-00009
Alternative APN
  • 130280500009

Interior

Stories1 Story
Building Area1,486 sqft Living Area
1st Floor Area1,486 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area7,194 sqft (0.165 acres)
Lot Dimensions109 ft deep x 66 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130280500009
Street Address123 ALEXANDER AVE
CityMONTCLAIR
StateNJ
Zip07043-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description66X109 IRR
Legal Block2805
Legal Lot Number9
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3000
Census Tract16200

Owner

123 Alexander Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address123 ALEXANDER AVE, MONTCLAIR, NJ 07043-2014
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Deed, Transfer · Conventional Mortgage
LUMINATE BANK
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC HM LOANS
Aug 7, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2026 · Amount on File
Deed SaleJan 9, 2026 · Amount on File
Prior SaleAug 7, 2019 · Amount on File
Deed Document Number20262089
Prior Transfer DateAug 29, 2007
Prior Transfer Doc0007113589
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJan 9, 2026
Property Address123 ALEXANDER AVE, MONTCLAIR, NJ 07043-2014
Document Number0000002089
Instrument DateDec 15, 2025
Instrument2026002089
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address89 PORTER PL, MONTCLAIR, NJ 07042-2037

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 ALEXANDER AVE, MONTCLAIR, NJ 07043-2014

Mortgage

Document Number0000002090
DateJan 9, 2026
Instrument2026002090
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address123 ALEXANDER AVE, MONTCLAIR, NJ 07043-2014
Document Number0000126285
Instrument DateDec 3, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyFOUNDATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 ALEXANDER AVE MONTCLAIR NJ 070432014, MONTCLAIR, NJ 07043-2014

Mortgage

Document Number0000126285
DateDec 16, 2020
Instrument126285
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 15, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateAug 7, 2019
Property Address123 ALEXANDER AVE, MONTCLAIR, NJ 07043-2014
Document Number0000073555
Instrument DateJul 24, 2019
Instrument73555
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,655.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 ALEXANDER AVE MONTCLAIR NJ 070432014, MONTCLAIR, NJ 07043-2014

Mortgage

Document Number73556
DateAug 7, 2019
Instrument73556
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 123 Alexander Ave was $18,733, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$532,800 (-) Land $385,800 Building $147,000$532,800 (-) Land $385,800 Building $147,000
2025$18,733.00 (+3.32%)$532,800 Land $385,800 Building $147,000$532,800 Land $385,800 Building $147,000
2024$18,131.00
2023$532,800 Land $385,800 Building $147,000$532,800 Land $385,800 Building $147,000
2022$17,518.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 Alexander Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2007–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Alexander Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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